If the foreclosure is wrongful, it is unlikely the lender will voluntarily stop the process and admit their mistake without taking legal action....

Can we sell our house with out a reaffirmation letter? If we stop payments will this affect our credit scores?.

You certainly can sell your house at any time, the reaffirmation will not prevent you from doing so but the loan would have to be paid off...

I bought a house a year ago the person who sold me the house is filing for bankruptcy can they come after my house?

Although I agree with the previous answers, with proper management of the situation on your part, it would be very difficult for the trustee to...

Question about debt collection,time limitation?

As the other answers indicated and based on your narrative, it is very likely that the statute of limitations has expired on the creditor lawfully...

Do i have to file bankruptcy if i walk on my house

You do not have to file bankruptcy. Rather than just "walking away" it would likely be much more advantageous for you to work with a professional,...

Can I sue the mortgage company

If the property was your primary residence and you were engaged in loan modification negotiations at the time of the foreclosure which (from your...

HELOC in California has a 'cure' date of tomorrow 5.10.16. What can I do?

To answer your question, the "cure date" is not an actual legal deadline, but rather a deadline arbitrarily created by the lender. Legally, nothing...

Can I get my case to federal court? Foreclosure, Real Estate, Seed of Trust

As the other responses correctly indicated, you would be fighting an uphill battle on the issue you raised in Federal Court as this defense to...

Selected as the best answer

As the other answers indicated, a 2nd can indeed foreclose and take the property subject to the first mortgage, however since the value is less...

Orange County trustees would not consider gold bullion (coins or otherwise) as jewelry, but rather as collectables or other type of asset as their...