I have been served a summons to reply & I have already been bankrupt once (recently)...what can I do?

If you filed the bankruptcy recently, and it sounds like the summons was from an old debt, you should be able to have the debt which prompted the...

My husband had just received a bank garnishment. They have garnished our bank account and taken everything in their.

This is going to be a difficult situation to sort out, heavily dependent on state law and local procedure. Bankruptcy lawyers deal with these...

Can a collections agency legally put a hold on a person's bank account and confiscate their funds?

Unfortunately, if a creditor has a judgment against you, they can do some pretty nasty things...including clearing out bank accounts. At this...

Homecomings financial denided me because i don't make enough money however i found somme decrepincies on my account

The best thing you can do is just keep trying. If you've been denied, fix up your financials and resubmit the loan modification request. These...

I file for Chapter 13 2 years ago - I had been late in payments. Case was dismissed due to nonpayment.

It may be possible to either re-open your case or file a new chapter 13. Every court and every district are different, so it's a good idea to...

Will keeping my current home loan help me get a home loan after i file bankruptcy?

Your good standing with your current lender may help you get a new loan from that lender, but it is difficult to secure a new loan within 2 years...

Brother wants car that I co-signed and I filing chapter 7

That shouldn't be a problem, as long as your brother stays current on the payments, he should be able to keep the car without any trouble. In...

Homestead exemption in CA during bankruptcy.

It sounds like you'd be eligible for the $100,000 homestead exemption as you are married, and assuming your family lives in the property as it's...

Yes, credit card companies, and their lawyers, are almost always open to settlement, even after the lawsuit has been filed (even after judgment in...

Is the automobile exemption for Bankruptcy in the State of California per car or for all cars total?

The automobile exemption in California can only be applied to one car, however, there is a "wildcard" exemption which you also may be eligible for...