As stated above, Account Discovery cannot garnish your paycheck if you were not sued. In addition, if you have not been sued, they are threatening...

How do I know this is not a scam? Is this even legal? Can they contact my relatives about serving me?

I would be shocked if this is not a scam. Even the bad debt collectors rarely do what you describe. Next time they call, ask for a physical...

As others have mentioned, you probably have a case. You should send a dispute to the credit reporting agencies as well as the mortgage company. ...

At this point, can I pay the doctors office directly and avoid the interest fees accrued from the collection agency?

As everyone else said, you can't pay the doctor's office to make it go away. However, you should contact an attorney to try to defend against the...

Is it legal to reveal a persons credit score on a public forum like yelp?

For the same reason that you need to get permission from them to run their credit report, I would not publicly show their credit score without...

Need assistance with a judgment I have already paid. Paid off the Judgment to Asset Acceptance over a year ago.

They are required under Code of Civil Procedure Section 724.050 to file a satisfaction of judgment within 15 days of receiving written demand must...

Disputed items on Credit Report.

You are doing the right thing by disputing the account. Be sure to dispute with all three credit bureaus (Experian, Equifax, and TransUnion) if it...

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What information, if any, does a debt buyer/collection agency need to leave on a my voicemail?

You can prove that they did not tell you they were a debt collector. It is your word against theirs. Unless you have criminal convictions that...

Is there any way to prevent creditors from putting liens on your condo if they get a judgment?

One answer to your first question is to file a bankruptcy. Unless the judgment is for fraud or a few other items in the bankruptcy code, it will...

What will happen once defaulted on 3295.00 118% installment loan with check n go?

If you cannot afford an attorney, try contacting Legal Aid of San Diego (http://www.lassd.org/index.html). They can answer basic bankruptcy...