Can a "time-lapsed" debit still be reported to credit agencies, & what can be reported ?

The statute of limitations for credit reporting is 7 years. The 4 year statute of limitations is for a lawsuit by the hospital for unpaid...

Can I sue Target Credit Card Services for creating a hardship?

It sounds like you have a claim against Target and the CRAs (Equifax, Experian, and TransUnion). I recommend you contact an attorney from the...

On the statute of limitations for a medical debit is it the date of the bill from the hospital or the collection agency.?

In most cases, the statute of limitations on a hospital bill will be four years in California. The time does not restart when the debt is turned...

My husband has false criminal records on his credit report , we tried to apply for houses to rent and they denied us?

The Credit Reporting Agencies (Equifax, Experian, TransUnion,etc.) are held to a standard of maximum possible accuracy. If your husband does not...

Most FCRA attorneys will take the case on contingency. Did you send the dispute letters certified mail, return receipt requested? If not, do...

Can I still negotiate with the company that is getting me for non payment? Even though I have been served? Like making pmts?

In addition to the previous two answers, if you do come to an agreement, make sure you get everything in writing. Also, because you will have to...

Is is there a statute of limitations on medical bills being on your credit?

The statute of limitations for credit reporting is seven years, however, they can add six months for charge off. If it has been seven and a half...

As stated previously, it is definitely a scam. There is information about it on the IRS website. My accountant friends tell me the IRS does not...

Based on these facts, the judgment may be void. I would be glad to give you a free consultation to help you decide what your best course of action...

You have 30 days to file an answer. If you do not settle the case with Midland or file an answer, they can get a default judgment against you,...