We filed chapter 7 in Oct 2008. Can we file another chapter 7 now?

You will have to wait 8 years from the date that you filed your first bankruptcy case (October 2016). You may be eligible for Chapter 13, but that...

How many months should u wait before filling BK chap 7 after large purchases and cash advances to avoid adversary proceeding?

The look-back period for luxury purchases is 90 days, as these debts are presumed to be non-dischargeable. The real question turns on whether or...

I have 2 credit cards that I owe $8000.00 total from 2 different banks and a car finances that I let go what should I do?

Successfully completing a chapter 7 bankruptcy will discharge both the deficiency on the car and the credit card debt. Also, once you file an...

In MO - will my disabled Mother be able to keep her home in a Chap 7 bankruptcy with creditors' judgment liens?

Judgment liens can be stripped off to the extent that they impair an exemption. Here, if the amount still owing plus the allowable exemption (not...

What is the likelihood that creditors would file for objection during chapter 7 filling

A creditor can do two things, they can seek a determination of non-dischargeability of a debt (11 U.S.C. 523) for several grounds including fraud,...

If there are no assets, no money. How much chances that creditors will object when filing for chapter 7?

A creditor can do two things, they can seek a determination of non-dischargeability of a debt (11 U.S.C. 523) for several grounds including fraud,...

How many years do we have to wait to file for a second chapter 7 bankruptcy?

Eight years from the date that you filed your first Chapter 7. However, you may be able to file a Chapter 13 sooner than that. I would consult with...

Does a person need to go to court to be a Power of Attorney?

A Power of Attorney does not need to be signed in court. It needs to be witnessed by two people or notarized. If the person attempting to sign over...

Taxes and other penalties owed to the government are non-dischargeable as "priority" debts. However, an overpayment does not fall under this...

Do I have any personal financial obligation to banks holding mortgage liens on my home after a chapter 7 bankruptcy?

Unless you reaffirm the debt during your bankruptcy, the personal liability is discharged. However, the liability on the property (the lien) does...