What are my options if I can not afford a BK attorney?

Most court's have legal clinics where an attorney can help you along with your bankruptcy. I just checked and it looks like LA has a free clinic MW...

Presumption of abuse Ch.7 Help.

If you are coming up with a presumption of abuse, you may be forced to file Chapter 13 bankruptcy. A chapter 13 requires that you make monthly...

Ch 7 bankruptcy CCCP § 704.010

Assuming that you do not own a house that has substantial equity, you should be using the 703 set of exemptions. Under this set, you are allowed a...

Yes, filing a bankruptcy would (most likely) discharge an installment loan. However, if they are claiming that you committed fraud, further down...

Emptying my checking account prior to Chapter 7

That could be a very bad idea. You should talk to an attorney about the extent to which you can keep that money in the bank and protect it using...

Chapter 7 Documentation / paperwork

That's not an unusual story. You should file sooner than later if you want to avoid the possibility of BofA getting a judgment against you and...

If a person filed for bankruptcy and reciecved the discharge papers from the bankruptcy. Can the case be reopened and why.

Motions to reopen are generally granted for a wide variety of reasons. There is an additional filing fee to reopen.

Summoned for a civil suit on credit card debt

If you have no defense to the debt, there is probably no point in appearing. Once the creditor obtains a judgment against you, either by default or...

When should I contact an attorney?

Make sure you keep detailed records of all these calls and contact an attorney that specializes in the Fair Debt Collection Practices Act (FDCPA)....

No way to pay medical bills. Is filing bankruptcy a way out?

Medical debt is considered "general unsecured debt" which a Chapter 7 Bankruptcy could wipe out. Your home is another issue. California has a very...