I had a large credit card balance with "Big Bank". In 2009 I made verbal arrangements for partial payments. I made partial

(c) The statute of limitations starts to run once they could bring you into court (2009). However, making partial payments and other arrangements...

How can I ensure keeping my car and wiping out back payments owed for rent when filing Chapter 7 bankruptcy? How long a process?

Your situation is one of the reasons TIMING is so important in deciding when to file for bankruptcy relief. If you wait too long to file, your...

First off, I'm sure that this contract was not an oral contract, you merely gave oral acceptance of a written contract. When you entered into the...

Will I be forced to move out of my home

If you have excess equity in the home that is not covered by your homestead exemption, the Trustee can sell your home. I'm not sure what the...

I would drop the car off at a high-crime neighborhood with the keys in the ignition and all the windows down, and then let the creditor know where...

Can our Chapter 13 be converted to a Chapter 7?

You may have several options in front of you. Since your income has changed, you may be able to file a motion to modify your plan to lower your...

Chapter 7 bankruptcy Question. Very Urgent! Car loan.

Getting credit while you are in bankruptcy is going to be very difficult for several reasons. First, lenders are much more willing to lend to...

Bankruptcy after Foreclosure

Once your house goes through foreclosure, all of your resulting debts that were attached to the property will be converted from secured to...

Chapter 13

In order to get your car back, you can do what's called an "emergency" filing. Most attorneys that do emergency filings can put one together in an...

Credit card debt

There's no way to know the chances that your creditors will sue you. In order to garnish your wages or levy your bank account, the creditor must...