How do I know if I need to claim bankruptcy.

A free initial consultation is the way to go. The amount of debt, your current assets and income, and your near future plans all factor in...

This smells of a scam: Blatant violations of the FDCPA plus a very old debt and low debt amount. Get something in writing and consult with a...

Can I pay my a little over $600 on my credit union line of credit before filing for bankruptcy?

You will want to review this with your attorney before filing. The amount involved on its own is not likely going to be enough for a preference...

The BK will remain public record, so you might as well see it through and get the benefit of the discharge of any remaining debts, not only on the...

I have $18,000 cash in my bank account (my only asset). I am forced to take out BK 7 Will the trustee take all my cash.

You will need to account for the funds, and the disposition of those funds depends on when your case is filed, what your exemption spread is like...

Why would I file for bankruptcy if my income is exempt from garnishment?

If you are in fact "judgment proof" and will likely be for your remaining years, then typically there is no reason to file BK. For many of the...

Can I spend money on a trip before I file Chapter 13?

I agree that this is an "it depends" situation. If its for a funeral, not likely an issue. If its to Vegas, might put you on radar for greater...

Hi they repossess my car i haven't filled for bankruptcy but they garnish my work check,are they allow to touch my income taxes

It is not clear exactly what you are asking, but if you have a deficiency on a repossession then they can garnish wages and bank accounts. They...

Is there anyway to lower or settle this auto repo debt?

What you still owe is the deficiency between the total loan amount and what they got at auction for the car, and that is legit. You can always...

What happens to my LLC in Bankruptcy Chapter 7?

The LLC will need to be listed as an asset and in the statement of financial affairs, but it will likely be unaffected if it does not have any...