Can an online payday lender collect without signed documents and also not being licensed in the state the loan was made in?

Contact a consumer attorney to guide you through the debt validation and defense process. Moreover, if you already paid your online loan and do not...

You and your attorney proposed the plan, the court approved the plan and the trustee administered it. Shortfalls can result from additional...

How can I remove a civil judgement from my credit reports?

More info is needed, but if you made payment arrangements with the law office there may very well have been a consent to judgement aspect to the...

What protection is provided to a co-debtor who is not in bankruptcy during the chapter 13 process?

If it is a consumer debt, then you are protected by the co-debtor stay and may have a course of action against the creditor for violation of that...

Yes, you can still be sued. Charge off is just an accounting term, the statute of limitations for collecting from you (i.e. suing you) runs 6...

I settled a credit card debt before served but still have a case number but not on docket. Atty wont dismiss.Do I need to worry?

The record of the case will likely remain as a dismissed or settled case. Once the court opens the case and assigned the number, it is an event of...

Can the balance owing to an unsecured debtor be negotiated in a Chapter 13?

If the value of your non-exempt assets is in excess of the total debt amount, then yes, you will pay the entire credit card debt that files a proof...

How likely are lawyers from debt buying company to show up for creditor meeting for credit card debt that is past statute

Extremely unlikely. Creditor appearances usually involve large amounts and substantive issues with the original contract.

I defaulted on a Capital One card about 10 years ago.

I agree you should sit down with an attorney. The reason for the 2008 case dismissal and how it interplay with the SOL is the key question. ...

I have a credit card debt for which the creditor filed suit, got an agreement from me to pay a reduced amount, and then

I agree with Mr. Brewer, be sure to find a good attorney to assist you. Most agreements for a reduced amount include a caveat that if installments...