Archived
Can you buy a vehicle before going to bankruptcy court or do you have you wait until after bankruptcy court?
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Answered on March 01, 2015
The answer to your question depends on what you meant by "going to bankruptcy court". If you have filed, and you are able to finance, then yes,...
Archived
Can an attorney get a illegally re-aged collection removed faster than a complaint with CFPB?
James's answer
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Answered on March 01, 2015
You are doing all the right things, and consulting with an attorney is probably a good idea. It is possible that a violation of the FCRA has...
Archived
If I file bankrupcy will I be able to keep my vehicles and home?
James's answer
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Answered on March 01, 2015
I agree with Mr. Ellie, and will add that while 20k is a significant amount of debt, it still may be in the realm of settlement. Be sure to...
Archived
Garnishment
James's answer
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Answered on February 27, 2015
More information is needed to address your questions. Once the judgment is entered and recorded, it does act as a lien on all property, including...
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Archived
How can I collect on a judgement I won in court ten years ago .
James's answer
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Answered on February 27, 2015
The date of the judgment, if is it recorded and whether or not you renewed it is key. If the judgment expired, you may very well be out of luck. ...
Archived
I did not receive a homeowners invoice for 12 months. They now want back pay, and I can not afford it.
James's answer
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Answered on February 27, 2015
I agree, its on the homeowner to make payments regardless of the statements. You can try to negotiate a payment plan on the arrears, or if the...
Archived
What type of lawyer could resolve issues with the IRS and Student loans?
James's answer
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Answered on February 27, 2015
A tax attorney may be able to help you get in touch with the correct department at the IRS to trace the offset of the refund. You can also access...
Archived
Disposable Income - Debt Repayment
James's answer
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Answered on February 27, 2015
I agree that your question is a bit confusing, but most basically disposable income is determined by subtracting reasonable living expenses from...
Archived
My girlfriend is declaring bankruptcy is there anything I should be concerned about?
James's answer
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Answered on February 26, 2015
If you are not on any of her debts, you are safe from collection and the impact of the BK. Once married, her BK may be a drag on any joint...
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Do collection agencies ( Alliance One) negotiate a lesser amounts than owed ??
James's answer
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Answered on February 26, 2015
I agree with Mr. Fenn. The relatively low amount means they are not likely to grant a large discount for a lump sum settlement. Payments will be...
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