Archived
What if you filed a Chapter 13 and there was really no need to do so and your attorney stated you need to and end the end
Brian's answer
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Answered on May 02, 2017
If there was was really no need to file the Ch13, you are free to convert the case to Ch7 (unless, of course, there really WAS a need to file the...
Is there a 7 minute Grace. In the state of Oregon for clocking in
Brian's answer
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Answered on May 02, 2017
There is no law in Oregon that requires the employer to give you a "grace period". It is possible that your employer has implemented a timeclock...
Archived
Can I be sued civil while on active chapter 13
Brian's answer
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Answered on May 02, 2017
Yes - you can be sued for debts that are incurred after you filed your BK ... but, since your income remains property of the bankruptcy estate...
Is there any other way to stop my homeowners association from foreclosing on my home, besides filing for bankruptcy ?
Brian's answer
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Answered on May 01, 2017
You've already filed for bankruptcy (it's already part of your credit history), so I'm not sure why you are so averse to paying off your HOA in a...
Archived
If I file chap.13 bankruptcy do I still need to make my payments to keep them from repossessing my vehicle?
Brian's answer
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Answered on May 01, 2017
If you file Ch13, presumably you would include the title loans in your Plan ... you will likely be able to pay less per month into your Ch13 Plan...
Archived
Can my spouse file Chapter 7 if our marriage is annulled? At this point my income puts us in Chapter 13. Alone he qualifies.
Brian's answer
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Answered on April 30, 2017
Well, a Nullity would mean the marriage never existed and your income would be irrelevant in his Ch7 (except to the extent you may contribute to...
How long can a financial institution still come after you for a debt ?
Brian's answer
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Answered on April 30, 2017
No, they cannot legally "ask for the money" because that would be a violation of the discharge injunction.
But they can repossess the vehicle (in...
Can I keep my vechicle if I convert my chapter 13 to 7 even though I am way behind on my car payments
Brian's answer
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Answered on April 28, 2017
Your car is no longer protected by the bankruptcy automatic stay, and converting to Ch7 will not change that.
You do, however, have the option in...
Archived
I'm trying to get a mortgage loan modification but I'v been denied because I have a School lien on my property.
Brian's answer
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Answered on April 28, 2017
Yes, the lender can deny your request to modify its loan. If you're behind and can't catch up, you are probably looking at a Chapter 13 bankruptcy...
Archived
How do I know if this is a scam. Received letter from Civilcourtnotice.com
Brian's answer
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Answered on April 28, 2017
It looks like they may have confused you with someone else who has been sued for some reason.
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