Can the number of your chapter 13 payments be increased from 36 to 60 because of a pay increase?

Your payments may be increased due to the additional amount available to pay creditors; but your Applicable Commitment Period was determined when...

What if you filed a Chapter 13 and there was really no need to do so and your attorney stated you need to and end the end

If there was was really no need to file the Ch13, you are free to convert the case to Ch7 (unless, of course, there really WAS a need to file the...

There is no law in Oregon that requires the employer to give you a "grace period". It is possible that your employer has implemented a timeclock...

Can I be sued civil while on active chapter 13

Yes - you can be sued for debts that are incurred after you filed your BK ... but, since your income remains property of the bankruptcy estate...

You've already filed for bankruptcy (it's already part of your credit history), so I'm not sure why you are so averse to paying off your HOA in a...

If I file chap.13 bankruptcy do I still need to make my payments to keep them from repossessing my vehicle?

If you file Ch13, presumably you would include the title loans in your Plan ... you will likely be able to pay less per month into your Ch13 Plan...

Can my spouse file Chapter 7 if our marriage is annulled? At this point my income puts us in Chapter 13. Alone he qualifies.

Well, a Nullity would mean the marriage never existed and your income would be irrelevant in his Ch7 (except to the extent you may contribute to...

No, they cannot legally "ask for the money" because that would be a violation of the discharge injunction. But they can repossess the vehicle (in...

Your car is no longer protected by the bankruptcy automatic stay, and converting to Ch7 will not change that. You do, however, have the option in...

I'm trying to get a mortgage loan modification but I'v been denied because I have a School lien on my property.

Yes, the lender can deny your request to modify its loan. If you're behind and can't catch up, you are probably looking at a Chapter 13 bankruptcy...