What do i do now that sheriff returned two creditor garnishment payments to my employer saying improper service from creditor?

Nothing ... except wait for them to make another attempt.

Whether they are on your credit report or not is somewhat irrelevant (if you owe the debt) ... but they can't take money out of your paycheck...

How can I make sure the collection I pay gets off my credit report asap?

The quickest way (possibly the only way within 30 days) is to contact the entity reporting the delinquent rent and offer to pay them them an agreed...

For chapter 7 bankruptcy does my income have to be below the median household income? Or does the househokd income be below avg?

Your income (avg over prior 6 mo) has to be below the median in your state for your household size in order to qualify for Ch7 without having to...

Head of household exemption

No, there is no Head of Household exemption; but there are other exemptions for which being the head of a household may be of some benefit in...

If you incurred the debt, and you didn't pay it back, then you are responsible for the debt whether it's on your credit report or not.

What can I do if attorney knew creditor had a missing mortgage payment and done nothing about it?

I'm sorry ... I would very much like to respond to your question(s); but I'm afraid I have absolutely no idea what you are saying. You really need...

Any bankruptcy attorney with contempt motion experience.

Whether a lender is "legally mandated" to return a repo'd vehicle is a matter of interpretation and varies among the jurisdictions. And it does...

Filing Chapter 13 in Scottsdale Arizona

Actual court appearances are rare in bankruptcy, but you will need to be available to be examined by your Ch13 Trustee and possibly...

Any foreclosure attorney with chapter 13 bankruptcy case in community property state please answer.

Yes ... although I am at a loss as to the 20 days you refer to ... the stay is effective until it is lifted.