I filed chapter 7 back in 2008. Case has been closed. Today I received a voluntary dismissal without prejudice? What is this?

a voluntary dismissal of what? I'm reminded of the old adage, "Don't look a gift horse in the mouth."

I need a child support modification now.

It can't (child support is not dischargeable and the automatic stay does not affect family court actions regarding support ... it can only help him...

My 13 is being dismissed for lack of payment can I refile .

The short answer is 'yes' - unless it's being dismissed with a 180-day bar to refiling.

Chapter 7 in CA. Lien on home but couldn't afford to remove it. BK is over. What about lien in future? Can they renew? Interest?

just one more issue to address before paying someone to avoid the lien: if the equity in your home (excluding this lien) exceeds your homestead...

The answer to your initial question is 'no' ... you don't have to reaffirm mortgage debts ... it's too late now anyways. It is you, not your...

What are the ramifications of bankruptcy on co-sign/joint account holder of an account?

It is unlikely that she is a co-signer since that is usually done to add her creditworthiness to the account and she would not necessarily have...

Domestic support obligations will simply NOT be discharged in his BK ... he will continue to owe every penny of them after his Discharge of all...

What's the maximum a loan lender can charge interest on a closed loan account?

Yes - bankruptcy would make sense (if you qualify) ... but if it's been four years since you made a payment on that account, they cannot sue you...

Mr Coutinho has given you good advice regarding settlement procedures ... you should call their attorney immediately to see what they might be...

Can the number of your chapter 13 payments be increased from 36 to 60 because of a pay increase?

Your payments may be increased due to the additional amount available to pay creditors; but your Applicable Commitment Period was determined when...