I entered a verbal agreement (which I think may have been recorded) for payment arrangement on a debt, can I still back out?

You can back out of a payment agreement and withdraw your authorization to withdraw funds from your account, and a debt collector is violating the...

Harassing telemarketer? Starting June I been getting calls from an after market auto warranty. I am unsure how they got my info.

It sounds like the company is violating the Telephone Consumer Protection Act (TCPA) and you could be entitled to damages. Are the calls automated...

Telemarketer harassment

If they are calling using an automated or prerecorded voice, they are in violation of the Telephone Consumer Protection Act? Is it your home phone...

If your credit card debt was not for a business, the collection agency is violating the Fair Debt Collection Practices Act (FDCPA). They are...

What can I do about a debt collector who did not notify me of a medial debt? Instead they simply reported the account to EXP.

You need to send a written dispute to the collection agency within 30 days of your initial contact with them. The agency will then need to send you...

Should I be requesting collection agencies for debt verification even if I know that it is a legitimate debt via credit report?

If you request debt verification within 30 days of the initial contact with the collection agency, the agency must cease all communications with...