Portfolio Recovery will have to prove that you owe the debts, so it sounds like you are taking the right steps. Portfolio Recovery frequently...

Are the collection lawyers able to do collection defense and deal with creditors to negotiate settlements to reduce payments

In general, the answer is yes, but you should tread with caution and make sure that you are being treated fairly. If the debt is a consumer (not...

How do I stop a debt collector from calling my job? I have already asked them not to.

It sounds like your rights have been violated and you are likely entitled to recovery. Assuming this is a consumer debt, a collection agency's...

If your brother used your information fraudulently, and you are somehow obligated for the debt, ordinarily you would probably have to file a police...

Collection agency contacting family members instead of the person who is in debt.

Collection calls regarding a consumer debt are typically governed by the Fair Debt Collection Practices Act (FDCPA). If the agency calls you in an...

Once again getting calls from some company wanting me to pay on a payday loan different phone number same supposed case number

The collection agency is probably using a "case number" to make you think that they filed a law suit. If your first contact with the agency was...

Cite FDCPA in validation letter eventhough it is past 30 days of initial letter from debt collector?

You still have the right to dispute the amount and/or the validity of the debt even if you missed the 30 day window. The 30 day window only...

If I tell a medical company I can only pay so much can they refuse to take that amount and push for more?

Unfortunately, there is no such thing as an "intent to pay." A collection agency is not required to accept a monthly amount that you can afford and...

In house collections and debtor's rights?

The Rosenthal Fair Debt Collection Practices Act (RFDCPA) governs the conduct of creditors and debt collectors in their collection efforts within...

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Where could I find an attorney to look over letters to debt collectors online?

You don't really need an attorney to help you write a letter to a collection agency. Put enough information in the letter so that they can...

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