Before you pay anyone, make sure you get an agreement in writing confirming that your lump sum payment will extinguish the debt. DO NOT pay...

In addition to the answers from the other attorneys, I can't help but wonder if the callers are violating the Telephone Consumer Protection Act...

I plan to settle my credit cards and I am getting continuous phone calls. Is it better to answer or ignore them? I rather ignore

If you are getting continuous phone calls on your cellular telephone, I can't help but wonder if the calls from your creditors are in violation of...

What to do about Medical Collections

I can't help but wonder if your right are being violated under the Fair Debt Collection Practices Act and/or the Telephone Consumer Protection Act....

What is "junk debt?"

It sounds like the collection agency may be violating your rights under the Fair Debt Collection Practices Act (FDCPA) and you could be entitled to...

Portfolio Recovery will have to prove that you owe the debts, so it sounds like you are taking the right steps. Portfolio Recovery frequently...

Are the collection lawyers able to do collection defense and deal with creditors to negotiate settlements to reduce payments

In general, the answer is yes, but you should tread with caution and make sure that you are being treated fairly. If the debt is a consumer (not...

How do I stop a debt collector from calling my job? I have already asked them not to.

It sounds like your rights have been violated and you are likely entitled to recovery. Assuming this is a consumer debt, a collection agency's...

If your brother used your information fraudulently, and you are somehow obligated for the debt, ordinarily you would probably have to file a police...

Collection agency contacting family members instead of the person who is in debt.

Collection calls regarding a consumer debt are typically governed by the Fair Debt Collection Practices Act (FDCPA). If the agency calls you in an...