Can I cancell a payment plan I made with a collection agency?

Debt collectors are prohibited from threatening to sue you unless they actually intend to. The Fair Debt Collection Practices Act prohibits...

Debt collection: How do I best protect myself if a creditor ignores me when I dispute their bill?

The debt collector is not allowed to communicate with you until they provide a response to your request for validation of the debt. If the...

Does a debt collector have a time limit to provide a validation response ?

A debt collector doesn't have a specific time in which a response is required; however, they are prohibited from continuing their attempt to...

Should i file Chapter 7? What should i do?

In addition to the answers from the other attorneys, I can't help but wonder if the collectors are violating the Telephone Consumer Protection Act...

Private student loan with Sallie Mae - Recourse against consistent billing errors, and misapplication of funds.

Sallie Mae is notorious for violating the rights of borrowers and I highly recommend you speak to an experienced consumer protection for help. I...

Before you pay anyone, make sure you get an agreement in writing confirming that your lump sum payment will extinguish the debt. DO NOT pay...

In addition to the answers from the other attorneys, I can't help but wonder if the callers are violating the Telephone Consumer Protection Act...

I plan to settle my credit cards and I am getting continuous phone calls. Is it better to answer or ignore them? I rather ignore

If you are getting continuous phone calls on your cellular telephone, I can't help but wonder if the calls from your creditors are in violation of...

What to do about Medical Collections

I can't help but wonder if your right are being violated under the Fair Debt Collection Practices Act and/or the Telephone Consumer Protection Act....

What is "junk debt?"

It sounds like the collection agency may be violating your rights under the Fair Debt Collection Practices Act (FDCPA) and you could be entitled to...