A delinquent account can only be reported on your credit report for seven years, and you can only be sued if the default occurred within four...

I have a debt that was from 2007 paid in full in 2010 and I am still being harassed by debt collectors. How can I stop this?

There are powerful federal laws that govern the conduct of debt collectors, and you could be entitled to money if the collection agencies are...

I've gone after Mandarich many times and they are notorious for violating collection laws and deceiving consumers. You should reach out to a...

A furnisher of credit is required to notify you within 30 days of taking an adverse action on your credit report, such as closing an account. The...

What can I do about my bank accusing me of not paying my mortgage when I have been?

Wells Fargo is notorious for violating laws in dealing with their customers. If Wells is violating laws while servicing your mortgage, you could be...

Can a finance company be sued for failure to keep a promise?

It would be a violation of the Rosenthal Fair Debt Collection Practices Act to deceive you during the collection process, in which case you would...

Can I sue for a credit jewelry for damaging my tranceunion credit score?

You should contact Transunion and file a dispute and also contact the jewelry store to object to the inaccurate reporting. If the account is still...

You should definitely check your credit report to see if you find anything suspicious. You can check your credit report for free at...

What to do when your making payments and a creditor still sues you

Unfortunately you cannot avoid law suits if you are not keeping current on your bills. But keep in mind there are powerful state and federal laws...

Can I get serve if this is the first time ever phone call I got about a payment they are collecting?

It sounds like a scam but it might be a legitimate debt collection agency. Either way, I suggest you reach out to a consumer protection attorney...