After agreeing to monthly payments with creditor? Do I still need to file an answer since I was summons 4 days ago.

Trust is good...no trust is better. File an answer or get something in writing confirming your oral agreement.

The fact that the debt is not appearing on your credit report is not proof that the debt does not exist. However, the creditor will need to prove...

Should I attempt to go to Small claims court or higher over the Equifax breach?

You could try suing Equifax in small claims court, but it would be challenging. You might have better claims against the creditors if they do not...

That's a terrible story and I'm so sorry for what you must be going through. Employers must keep confidential any medical information they learn...

Do I have a case?

I don't think you can return the vehicle, but you certainly have a good case. You should reach out to a consumer protection attorney to discuss the...

In addition to the answers from the other attorneys, keep in mind that there are powerful federal laws that govern the conduct of debt collectors,...

What should I do about a letter I got in the mail of notice of intention to sue and incur court cost and legal fees ?

Keep in mind there are powerful federal and state laws that govern collection activities, and you could be entitled to money if your rights are...

Intent to file suit for credit card debt?

It could be just a scare tactic, especially if the debt is small, but it is likely legitimate. Keep in mind there are powerful federal and state...

Can I sue wells Fargo

I'm not surprised by the laundry list of wrongs perpetrated by Wells Fargo. You should reach out to a consumer protection attorney to discuss the...

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I I continue to be harassed from eBay over a debt. is it legal for them to spoof there number and use my local area code?

Collectors often times spoof their numbers to get you to answer, but unfortunately it is not illegal. However, there are powerful federal and state...