I am in New York. I went through a chapter 7 bankruptcy. My mortgage was not reaffirmed. I am having trouble making my mortgage.

I would live there as long as possible without paying a mortgage or rent. That is a huge financial gain. Then let the foreclosure happen and try...

How much will you be required to give the trustee of your income tax after filing for chapter 7?

Timing is an element to filing BK. If you filed your BK back in Summer or Fall, you would not even have to list the expected refund b/c it is...

Can I keep my house if I am current and filing chapter 7 bankruptcy

Also, you must keep current on payments.

Can I keep my house if I am current and filing chapter 7 bankruptcy

List the home on Schedule A as real property. Use Zillow.com to obtain a value. If there is equity, exempt it on Schedule C of the BK Petition.

I am filing chapter 7 bankruptcy how do I list my home as exempt so it won't be taken from me?

Every state has a Homestead Exemption to protect equity in a residence - as do The Federal Exemptions. It is Schedule C of the BK Petition. If...

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Make sure the Plaintiff did not record an Abstract of Judgment at The County Recorder's Office. If they did, you need to re-open your ch7 and file...

IRA distributions are not considered income for BK in California - that money has already been "paid" to the Debtor back when the Debtor initially...

If a debtor re-opens a case to list assets, must they update their schedule to include all assets acquired since discharge.

The fact that the claim was not listed on Schedule B should not preclude the Debtor from suing. Often times the potential claim is not known about...

Will a car title loan be discharged in a chapter 7?

The general rule with secured debt is that if you want to keep the security object (car, house, etc.) you have to keep paying for it and eventually...

How long do I have to wait to file chapter 7 after I have filed chapter 7 in the past?

Eight (8) years must pass from the first Chapter Seven filing date before one may receive another Chapter Seven discharge.