Does my chapter 7 bankruptcy eliminate 1099 taxes on my former home?

Avvo Email Yes, the 1099 they sent you is incorrect. The IRS views debt forgiveness as income, but your debt was not forgiven — it was...

Avvo Email Yes, absolutely. Once you have a case number you can take the Financial Management Course. Daniel Shay Attorney at...

Can you file a unemployment overpayment in a bankruptcy

Avvo Email Generally, government debt is non-dischargeable in BK. Daniel Shay Attorney at Law 8880 Rio San Diego Drive, Suite...

I co-signed for a student loan for my son in 2005, which he did not pay. I filed for bankruptcy that closed August 2011 (WA).

Avvo Email Student loans are generally non-dischargeable in bankruptcy. As a cosigner, they can sue you, get a judgment and garnish wages,...

Avvo Email No discharge likely in Southern District of CA — but you could try. Daniel Shay Attorney at Law 8880 Rio San Diego Drive,...

Am I required to file a chapter 13 in order to do "Lien Stripping" of my second mortgage?

Correct - a Chapter 13 Lien Strip is the only way to forcibly remove a 2nd mortgage and keep the property at this time.

Can unemployment ask for overpayment when it was discharged in bankruptcy court they said the never got the banruptcy paper and

Unemployment compensation is a gov't benefit. Over-payment of Unemployment compensation is a gov't debt. Most gov't debt is non-dischargeable in...

I filed a chapter7 BK in '09. I just received a collection letter from an agency but the bill was included in the BK. Do I reply

Reply to the collector in writing with a copy of your discharge order asking them to cease and desist collection and to correct their records. ...

Will I lose my car if I'm making on time payments without signing reaffirmation form?

It is up to the creditor and the contract. There is often a clause in the K saying filing BK can enable them to repo if they want absent a reaff. ...

Can I change attornies in the middle of a chapter 13?

Your new attorney is going to want money up front, then you sign a substitution of attorney. Your old attorney must sign the substitution too...