I would like to add that if you file your tax returns and receive a refund before filing bankruptcy, the overpayment may be taken out of your...

CALBOR restricts dual track foreclosure. If the foreclosure is halted must the date of sale also be postponed?

The CA civil code section you are referring to is 2923.6(c) which prohibits a lender from recording a NOD (notice of default) or NTS (notice of...

What is the best (safe) way to make a payment to Debt Collector (Law Firm) representing a Credit Card Company?

Assuming you do not question the validity or amount of the debt owed to the debt collector, I agree with my colleague and would send a money order.

You cannot put a lien on the CH13 plan but you can file a proof of claim. Carefully read any information you received regarding the bankruptcy so...

Send credit dispute letters to the three major credit reporting agencies, Equifax, Experian and TransUnion. In the letters explain exactly what...

Is my 2nd lien get wiped from BK13 converted to BK7 and get discharge from BK7?

You lost the benefit of the lien strip when you converted from a CH13 to a CH7 as you only receive a lien strip upon completion of your CH13 plan....

A cease and desist letter should stop the collection of the debt. If you send the letter yourself, versus having an attorney send it for you, send...

A friend of mine was served papers saying he is being sued by a finance company he doesn't know, over a home he owned in another

Your friend should contact a local attorney as soon as possible to discuss his options. Not responding to a complaint will result in a default...

A "law office" is demanding I pay over the phone for a supposed bad check. Won't provide any info to me in writing.

This is likely a scam and the creditor is hoping you pay them without asking any questions. I would send the creditor a validation of debt letter...

Typically 30 days after receipt of a notice of intent to foreclose a Notice of Default ("NOD") will be recorded against the property. 90 days...