Contributions to a voluntary retirement plan like your IRA can be listed in Schedule J, but the Trustee or U.S. Trustee may dispute them as being...

When I amend my schedules what do I send to creditors

What you need to send your creditors when you amend your schedules depends on exactly what the amendment was that you made. If you added...

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Your trustee is required to verify that you have filed all necessary income tax returns as part of his job. He is just trying to create a paper...

I would be surprised if the Bar had a problem with 12k in credit card debt if that is your only issue. Even adding student loan debt to the mix, I...

Should I file for bankruptcy for medical debt?

If you successfully applied for charity care from the hospital, would their program help you with the doctor bills too? If so, it might be a good...

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I have a high credit card debt I can not afford payments anymore.

It is possible for a married couple to file bankruptcy together or separately. However, because of the way the law is written, you would need lots...

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Can i get a loan mod after or during a bk 7 or 13?

It is definitely possible to get a loan modified while you are in a bankruptcy case or after you finish one. If you file a Chapter 13, that...

Should i wait to file for bk 7 or 13 before my loan mod is final?

Most banks will stop a loan modification that is in process as soon as a bankruptcy is filed because of their fears of violating the automatic stay...