How do I find the best Chapter 7 Bankruptcy Attorney?

The previous answer gives some excellent suggestions. You need to be comfortable with whatever attorney you choose. Many attorneys offer free...

If I was doing a loan modification after 5 months not approved yet then file for chapter 7 what now?

Just having filed a Chapter 7 bankruptcy does NOT mean you must lose your house. Your mortgage company must give you credit for all payments...

About to file Ch 7, just awarded PPD of $15,300. Will they take this $ or can we use to pay bills and cars off?

The award may impact your ability to file a Chapter 7 if the funds are received during the means test income testing period, so you need to talk to...

When filing bankruptcy, am I required to get an appraisal on property?

Different jurisdictions follow different practices when it comes to valuing property. In the Southern District of San Diego (San Diego), we...

Your situation raises two issues. First, depending on whether you took a 401k loan or a 401k withdrawal, the $10,000 may be counted as income and...

If I don't have equity in my house can use the exemtion for the equity in my car?

You cannot use the homestead exemption (what you would use for equity in your home) to protect equity in your car. Depending on your other...

Should I do a short sale if I am going to file for a Chapter 7 Bankruptcy in California

Short sales can be difficult and time consuming. If you are going to file a bankruptcy anyway, there is generally no benefit from doing a short...

In Chapter 7 my husband and I meet the means test for the 2 of us.

If your income on the means test is under the median income in California, a Chapter 13 would only be required to last 3 years. That is still a...

What happens to my certficate of deposits and money market account (savings) if I file for bankruptcy (chapter 7)?

California has exemption laws available to help people protect a certain amount of their assets when they file bankruptcy. Without further...

Can payday loans be applied to a chapter 7 in the state of Wisconsin?

Payday loans are classified as unsecured debts and can be discharged in bankruptcy proceedings. Once a bankruptcy case is filed an order from the...