I live in Texas and have been divorced; my debt is just over 10k; credit cards and private loans. Would I qualify for chapter 7

Qualifying for Chapter 7 means passing the means test. This means that your income for the 6 calendar months prior to filing must be at a low...

Do you need to have a job to file chapter 7 bankruptcy

You do not need to have a job to file a Chapter 7 bankruptcy. You will need to qualify under the means test which looks at the income your...

While a Motion for Relief can be filed at any time, an Objection to Discharge has a deadline for filing. If what you are trying to do is prevent...

Home loans in Chapter 7

When you filed your bankruptcy case, you correctly included your home loans in your case. Once you receive your discharge in the Chapter 7, your...

My Tenant won't pay rent and have filed 2 times of chapter 13 Bankruptcy!

You need to get an attorney who is familiar with bankruptcy court to help you. Depending on the local practice, you may be able to file a motion...

Do I have a right to reaffirm my car loan if I want to and my creditor doesn't?

You cannot force a creditor to enter into a reaffirmation. However, even if the creditor does no want to enter a reaffirmation agreement, they are...

Chapter 13 that has not been confirmed converted to Chapter 7

Make sure that the money being held by the Chapter 13 trustee is properly exempted when you convert your case to Chapter 7. Otherwise, those funds...

Forecloseure or bankruptcy?

If you have both the first and second with the same bank, it might be possible for you to do a short sale where you get the bank to agree to take...

The primary borrower's bankruptcy filing should not affect you, even if you provide the information that the primary has asked for. Here in...

You also need to talk to your attorney about whether you can exempt funds that the Chapter 13 trustee is holding and will be returning to you. ...