Archived
A bank has offered Red. bal. on aloan...un-secured i believe...wont my filing of bk cause this to go away completely? and if so
Kathryn's answer
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Answered on November 08, 2012
If you're planning to file for bankruptcy, paying unsecured creditors is not just a waste of money but actually can cause problems in your...
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Archived
If a creditor is threatening to sue and I hire a bankruptcy attorney, can the attorney get it to stop?
Kathryn's answer
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Answered on November 07, 2012
The creditor is free to pursue a lawsuit all the way up to the date you file your bankruptcy case. However, typically once you retain a bankruptcy...
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As a sole proprietorship why can't i claim protection under the FDCPA or the Rosenthal Act for a BofA, Wells or Chase loc?
Kathryn's answer
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Answered on November 07, 2012
Both FDCPA and Rosenthal Act apply. You should contact a consumer protection attorney in your area to discuss documenting these threats and...
Is it legal to charge $50 late fee every day you are late on rent? Signed rental contract with late fees
Kathryn's answer
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Answered on November 07, 2012
I assume the lease does state when the rent is due so logically if the rent is not paid by the due date the late fee starts. A lease agreement is...
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Can a landlord garnish wages without getting a judgement first?
Kathryn's answer
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Answered on November 07, 2012
A judgment is needed before any wage garnishments can be made. A lawsuit is needed to obtain a judgment.
Archived
Not on loan, but on title, house foreclosed and now I can't get a loan.
Kathryn's answer
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Answered on November 07, 2012
It is too late to quit claim. You don't have the property anymore and you can't give someone something you don't have. Talk to a mortgage broker...
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Do you recommend that a person file a bankrupcty (in CA) if they are judgement-proof?
Kathryn's answer
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Answered on November 05, 2012
Being judgment proof right now doesn't mean a creditor can't get a judgment against you. It only means that at this moment you do own any property...
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Can i stop a garnishment of my wages for a school loan over 20 years ago? It closed down before i graduated
Kathryn's answer
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Answered on November 03, 2012
Impossible question to answer here without any more facts. The knee jerk reaction is to say no. There are a number of attorneys in US who are...
Archived
Can I fight a wage garnishment for a school loan?
Kathryn's answer
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Answered on November 03, 2012
I can sympathize with the unfortunate chain of events that lead you to not complete the program. However, understand that money you borrowed for...
Archived
Can a lender foreclose on property that is in a legal dispute concerning fraud in sate of california?
Kathryn's answer
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Answered on November 03, 2012
A lawsuit can stop foreclosure. You'll need to speak with an attorney handling such litigation matters to get more information about what is...
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