Chapter 13 versus Chapter 7

Medical expenses are typically deductible on means test as necessary and reasonable expenses, unless they are of plastic elective surgery nature. ...

I've never seen a car with two liens either. Your personal obligation to repay gets discharged, the creditor's property right in the vehicle as...

Can I still effectively negotiate a settlement with a creditor after being served?

In terms of settlement, you really dont know what amount you can get until you try by making an offer and get a response. It's hard to say what is...

This can vary by the extent of a case and the region. An attorney in LA may charge more because they have higher overhead, rent, utils, transport,...

If I file Bankruptcy what will happen to a potential settlement?

Agree with my colleagues, must disclose, the amounts you state should be exempt, but if you want to be sure hire a lawyer to properly exempt your...

The bad news is that this type of income cannot be excluded from Means Testing. The potentially good news is that you are very likely not doing...

Can I refile my bankruptcy case?

You can probably refile as others point out and will need take additional steps to keep automatic stay order in place but the more important...

If I have a primary residence home loan is there any problem for my boyfriend to live with me during the first year?

That rule is there to prevent people from using Fannie Mae loans to buy rental properties.

Is it possible to get a title to my car if I've had it for more than a year after Chapter 13 bankruptcy?

Are you sure you did a 13 and not a 7? A 13 involves payments for 3-5 years. If you had a lawyer handling your case, contact them to discuss. If...

How do I refile my bankruptcy case?

There are too many details for us to write out here and take you through all the necessary steps. The courts website contains information about...