I want to sue our bankruptcy attorney for $1 million so I can buy our house back. He filed chapter 7 instead of chapter 13?
Kathryn's answer
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Answered on October 09, 2022
You can sue anyone you like for whatever sum you wish. The million dollar question is whether you can win this type of lawsuit and that would...
Can a bank add late fees to a mortgage that's being paid voluntarily after a Chapter 7 discharge?
Kathryn's answer
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Answered on September 05, 2022
Discharge with regard to a secured creditor means they cannot collect but can foreclose for non payment, including late fees as long as the fees...
We filed a chapter 7 bankruptcy that was closed and discharged in 2020. Does a creditor need to be paid that was in that filing?
Kathryn's answer
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Answered on September 05, 2022
Sounds like a creditor had sued and obtained a judgment, then recorded a lien against the property. The question is what came first, the judgment...
Can I file for bankruptcy?
Kathryn's answer
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Answered on August 23, 2022
Pretty much anyone can file but whether it makes sense to do so and the consequences of doing it will depend on your more factual details and the...
I'm fighting wage garnishment so how can my employer still garnish my wages?
Kathryn's answer
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Answered on May 27, 2022
Until employer gets documents from Sheriff's stopping the garnishment, they would be fined for failing to garnish. Money may be returned if it was...
Will I have a good chance getting my money back?
Kathryn's answer
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Answered on May 10, 2022
You can sue in small claims but the amount is small and not worth the effort. Even if you get a judgment does this person have money in the bank,...
How do I know if my property was listed on my chapter 13 was exempt or non exempt?
Kathryn's answer
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Answered on May 10, 2022
Schedule C lists properties being exempted. Assuming you have equity in the property it would be listed there.
Outside bankruptcy I think you...
I have a vehicle that was repossessed. Do I need to pay collection agency?
Kathryn's answer
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Answered on May 06, 2022
Typically collection agencies are willing to negotiate and settle for less than what is owed. You can start negotiating by making an initial...
What happens if you pass the mean test but still have a disposable income by the end of the month?
Kathryn's answer
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Answered on May 03, 2022
Depends on the amount of the disposable income and whether this will continue in the future. If there is considerable amount of disposable income...
My income is $5,000 over the means testing income limit for the year, not the month, would I be able to qualify for chapter 7?
Kathryn's answer
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Answered on April 27, 2022
Who completed the Means Test? It is tricky for unseasoned lawyer so if you are trying to calculate yourself you might get a different result. Seek...
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