Listing all of your debts is a requirement, not an option. Have your son file a dispute with credit bureau and contact lender if they erroneously...

If a lawsuit has been filed in San Diego you can verify by looking on San Diego Superior Court's website. to verify...

Assuming you received a discharge in your previously filed a Chapter 7 you can file another Chapter 7 case after 8 years and a Chapter 13 case...

Unfortunately a co-Borrower remains responsible for payments. If the loan(s) are not paid, for whatever reason, the lender can and likely will...

If the payments are not affordable, the plan will fail unless adjustments can be made to increase income and/or decrease expenses. Sometimes...

Statute of limitation has to do with lawsuits to collect, Fair Credit Reporting Act has to do with credit reporting. Reporting should fall off...

I will just add. Be sure you file your Financial Management course completion certificate and 423 form. No discharge without these.

The Internal Revenue Code is available online. Treasury Regulations interpreting the IRC. Here are some links...

Get her a consultation with a lawyer, or two, or three, because I think you are asking how best to proceed and this medium is inadequate to...

I am confused. She is the owner or you? You cannot surrender what you don't have. Is she making the loan payments? In Chapter 13 it is most...