How does a "closed account" affect my credit score?

Perhaps they were referring to the fact that when you close an account, the available credit is gone too. How this affects your score is that part...

Collection Calls

The Fair Debt Collection Practice Act applies to "debt collector". I am providing you with a link to the statute. Carefully read the definition...

Collection Calls

The Fair Debt Collection Practice Act applies "debt collector". I am providing you with a link to the statute. Carefully read the definition of...

Am I actually responsible for this debt prior to purchasing the home?

This brings up legal issues I suppose as far as you having an agreement that she would be paid after the sale. Do you have written proof of this...

I am filing bk and including my home. Can I include HOA past dues in bk? What if HOA puts lein on home prior to filing?

Unfortunately, I cannot answer your questions because there is not enough information provided. I can tell you that you must include all debts...

My Chapter 7 was discharged in sept 09 HOA filed Notice of default for late charges. Can they Foreclose?

The HOA is not likely move to foreclosure, as I assume that there is no equity in the property for them and therefore why go through all the...

Can the bank reposses my car?

The lender cannot repossess while you are in bankruptcy unless they file a motion for relief of stay. You would know if they do this because you...

Purchasing/ Leasing a new vehicle after ch. 7 BK discharged?

Typically, you do not get approved for loans until your discharge is received, not prior. This is so because the creditor wants to see what is...

In a bankruptcy. What documentation is required for a Profit and Loss? i.e. I am a realtor and get commission checks.

The Profit & Loss statement for Bankruptcy should list the commission income and then business expenses. It is basically everything you would put...

If you co-sign on a car loan does florida forbid the finance co. from contacting you if the person declares bankruptcy

Automatic Stay, which prohibits creditors from collecting on debt only applies to the debtor who filed for bankruptcy protection.

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