Can a payday loan and credit card companies take me to court

Yes. If/when they sue you will receive a summons. After receiving judgment, if/when they decide to garnish wages your employer will be contacted...

I am in foreclosure and am trying for a chapter 7 but was told i could only get a chapter 13 to keep my home,

In addition, I should also mention that perhaps your income and/or asset situation makes you inelligible for chapter 7. You can always get a...

I am in foreclosure and am trying for a chapter 7 but was told i could only get a chapter 13 to keep my home,

Bankruptcy does not eliminate the lien the lender has on your property. So even though the promissory note portion can be discharged, the lender...

The notice of trustee sale was going to be posted next Monday

No one can answer that question for sure, however you need sufficient income to qualify. Do everything you can to find a job and maybe even get a...

Exempt cash in bankruptcy chapter 7

California has two sets of exemptions. If you have no equity in a home you can use the 703.140 exemptions. There you have a wildcard...

$18,000 credit card debt. $25,000 student loan. Earn $1500 a month.

I concur. A family of four with $1,500 a month in income should be able to qualify for chapter 7 provided you haven't filed for chapter 7...

I have an old payday loan, 2 1/2 years ago they are telling me there going to garnish my wages can they do this? They won't stop

I concur with Mr. Fink. Depending on how large the amount is, the creditor may not bother going through all the hassle of obtaining a judgment....

I tell my clients, it takes about five days. You will receive your copy of the notice in the mail as well, give another day or two to reach...

Does my chapter 7 expunge my second trust deed if I want to stay in my home? Thanks

One other possibility if you cannot propose a viable Chapter 13 or wish to avoid it, is to try and negotiate and settle the second deed of trust.

Am I liable for property taxes and HOA fees?

You will be responsible for the HOA fees though, post filing. Any HOA accumulated the day after your bankruptcy filing is still your...