I agree with both counsel. Getting verification, unless you disagree with amount owed or don't understand what is your charges and what is late...

No creditor is required to report to credit bureaus. They do so voluntarily, if they wish, and they won't do it if you haven't reaffirmed the debt...

Hello, I'm wondering, can my wages be garnished for parking tickets that I included in my Chapter 7 bankruptcy?

I agree with Mr. Licker. Not dischargeable.

How much time should linger between you and unsecured creditors before you file bankruptcy.

So many different things might play into when one should file or when one should not file, and the time between when you stopped charging is just...

Do we need a lawyer to help us retain our home after receiving our discharge papers from filing chapter 7 with intent to keep?

Concur with other counsel, except that I do not advise clients to reaffirm mortgage debt in bankruptcy, precisely because by reaffirming the debt...

Ch 13 filing denied/dismissed by judge–get I have this removed from credit report?

Concur with all other answers. Once filed, it's part of the record.

What will happen to my truck?

Hmmm... interesting. This brings up a couple of issues. You paid it off and can prove it, but do you want to go through the process of doing...

What is debtor’s examination?

Yes, the creditor can seek a Debtor's Exam and you will be notified. The notice of the Judge's order to appear in court must be served on you. ...

Do I need to file declaration of homestead before chapter 7?

You do not need to file a homestead exemption in order to claim the exemption in your bankruptcy as long as the property is your primary residence....

Filing CA chpt 7, want to keep mortgage & car loan.

Keep in mind that if you reaffirm the vehicle and consequently fall behind on the payments resulting in a repossession, sale at auction by the...