What if surrenderd my home in chap 13, but I was able to catch up with my mortgage payments & continue to make payment ?

Please hire an attorney. The question itself seems strange. On one hand you are saying you surrendered in a Chapter 13 and since being in a...

No time limit but... "the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains...

Can I include my home in CH7 BK and include my HOA dues?

As soon as you file your chapter 7 bankruptcy, the short sale is not going anywhere. At the same time, I wonder if you qualify for chapter 7 if...

I have a judgment against me for credit card debt in small claims court(FL).

Yes and probably yes. Creditor attorney is asking to see what they can take. Depending on your situation, your assets could be exempt, or not in...

I have been sued for a credit card debt. I live on social security only. I have no assets (no house, car, accounts).

Social security is exempt from creditor's reach and sounds like you own no other assets that could be seized, this would make you "judgment proof"....

Which assets can be taken and which cannot in a bankruptcy case? Why are there distinctions?

The state legislators choose to protect from creditors certain assets. Basically, the state decides what kinds of assets are protected and to what...

Is an Ira exempt in bankruptcy

yes

In chapt 7 bankruptcy are judgement liens priority over unsecured?

Sounds like you might want to talk to a local bankrutpcy lawyer. There is also your state's exemptions to consider when looking at equity in real...

Adding a unsecure creditor in the 9th inning!

Priority 1: file the cert without any delays.

Can an attorney do anything in this case?

I think other counsel assume you knew the $9K refund was an overpayment when you received it as opposed to an error on your return that has now...