Don't confuse credit report with your legal obligations to repay debt. The first is based on credit reporting laws, which provide that negative...

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Foreclosure and money taken out when refinancing

In California, under non-judicial foreclosure, if you only have one mortgage and the home is foreclosed upon, you will not be pursued for a...

Removing bankruptcy comment from credit report

The comment may have no impact on his score and his ability to finance a vehicle.

If you're not sure it's legit, you can always call the courthouse clerk and verify but it sounds like you have been served with a summons.

Bankruptcy 703 exemptions in CA. Can someone talk on the difference in what can and can't be exempted from personal injury $$?

There is also the 704 exemptions, depending on what else you own will dictate which set (703 or 704s) will work best for you. Hire a local...

Should I sue? Or wait until I get sued by the collections agency, and then countersue?

As long as you were at least 18 years old at the time when you signed the contract, legally you are obligated regardless whether you lived there or...

If I have lived outside of the United States for over a year, how do I file for bankruptcy?

Personal appearance is required at the 341 meeting unless you are incarcerated or hospitalized, in which case a request must be made to US Trustee...

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I filed a Chapter 13 pro per. It was confirmed. I am supposed to give tax refund to trustee per the plan. I need to keep it.

A debtor who has experienced unexpected financial changes can file for a Plan modification. However, without understanding anything about your...

My 6000 credit card went to a lawyer and i have a court date can i still settle the account?

or contact the creditor's attorney to make payment arrangements or settlement offers. Creditor is not required by law to accept any offers you...

I paid my Lawyer 1300 dollars when i filed for ch. 13 bankruptcy. She now wants 425 dollars to convert to a ch7 is this fair?

Yes, very fair. In our jurisdiction, client signs Rights & Responsibilities form, which is filed with the petition, chances are you also signed...

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