Chapter 7 in Riverside, CA. Supporting my unemployed adult brother. Can I claim I am a household of 2 on means test?

You may also need to submit a declaration to the Trustee explaining the circumstances of your support. I agree with other counsel, that Trustee...

Can the State of California take my 18 year old vehicle that is not worth much to satisfy unpaid income taxes?

I doubt they would take an 18 year old vehicle that is not worth much.

Why hasn't a civil default judgment from 2006 ever shown up on my credit reports?

Sometimes negative information is missing on credit reports, sometimes negative information reported is totally incorrect. Creditors have no duty...

Toyota same like Ford and some local credit unions. On a positive note, if you reaffirm, creditor can again start reporting on your credit...

In a bankruptcy my car

If the vehicle is worth $13K and you have a loan of $13K you have no equity in the vehicle to exempt, however it should still be listed on schedule...

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Do I have to pay collections for a car that was repossessed

After the vehicle was repossessed you should have received an accounting. Balance of what was owed at the time of repo, costs of repo, minus...

Should i take out some payday loans?

What you propose is called fraud.

Will the Mortgage relief ACT allow me not to have to pay tax on my first or my second loans if I get a 1099 A or 1099 C?

Probably. Here is some information on that. There are some limitations: http://www.irs.gov/newsroom/article/0,,id=254930,00.html

I won a judgment 5 years ago to no avail.I can't collect.No lawyer wants the case because the amount isn't substantial enough .

Truth be known that some judgments are simply not collectable and worthless, but you never know, circumstances of the debtor can change (lottery,...

In a chapter 11 bankruptcy can I cram down a first mortgage?

I hope you are talking with a local bankruptcy attorney who handles chapter 11. Majority of bankrutpcy attorneys are consumer BK attorneys...