Can creditor put lien on my IRA account?

Money in an IRA is exempt from creditors.

Can you file CH 7 bankruptcy on personal loan from friend with promissory note & they paid a student loan with a credit card?

You have a contract with your friend and not the student loan creditor to repay your friend for paying off your student loan. Your personal...

What is status default judgement/ sanctions? An do i have to appear?

I agree with my colleagues. Settlement is best or if your debts are too much to handle consider filing for bankruptcy protection. Don’t wait until...

Can i file bankruptcy and include a second and still keep my home

If the current value of your home is worth less than what you owe on the first mortgage you can wipe out the second mortgage via a Chapter 13...

Yes, the lender has a security interest in the vehicle and if payments aren’t made they will repossess the car and come after you for any...

Can a tort be discharged in bankrupsy court?

Generally speaking yes, however there are exceptions to discharge so more information is needed about the specific tort to properly answer your...

Is it legal for them to garnish my wages after they repo and take the car from me ?

I agree with the 2 previous answers, however there are additional questions that should be asked. If it’s been more than 10 years since the the...

Is there a way to request disclosure from the court of the debtors current employer?

Schedule “I” of the bankruptcy petition will have his employment information at least at the time he filed the case. You can go to the bankruptcy...

I agree with the 3 previous answers. The order for relief is the date of filing and so long as the credit reporting is accurate it will remain on...

Bankruptcy or make plan with lenders and collections Agency to pay off my debt?

If your concern is your credit score and your credit is already bad due to lates, collections etc. then bankruptcy is the best option. Payment...