It sounds like your landlord is trying to double dip by accepting HUD funds and trying to force you to pay more rent because your wife is working....

How long do we have to file a motion to release a lien after we filed bankruptcy?

Chapter 7 only allows for the avoidance of judgment liens. If you have a second and third mortgage on your home, those are consensual liens that...

Avvo debt lawyer said that i would lose my house if i filed bk?

In order to properly analyze your situation it is important to know among other things how much equity, whether you are married and/or have...

How to claim judgment proof?

You are not necessarily judgment proof just because you can’t pay your debts with money. The law allows judgment creditors to collect or secure...

I am debating whether to file Chapter 7 or Chapter 13 bankruptcy. Which would be better in my situation ?

$255k in equity is more than you can exempt in a Chapter 7 case so your home would be taken and sold to pay creditors. You can exempt between...

What do i do when my wages were garnished from a debt from 32years ago from a car loan?

I agree with Mr. Michel’s and Mr. Steingraber’s responses.

My wife and I are being sued. Do I have options so that they don't seize our home?

Yes you have options but there are many variables that need to be looked at to properly analyze your situation including how much equity is in your...

Do I still need to pay my ex for debt he paid off?

If the divorce decree obligated you to pay a specific dollar amount for a credit card in your ex husbands name, the fact that he paid it does not...

Do not pay them a dime. If it’s been more than 4 years since you made a payment on this debt and they haven’t sued then you may have the defense of...

What are the steps I need to do to repair my credit

I agree bankruptcy is likely the best option depending on factors such the total amount owed, whether you are still servicing the debt, have...