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Stella Anne Havkin

Chapter 7 bankruptcy Attorney at Woodland Hills, CA

5.0   17 reviews
  • Licensed for 36 years
    State CA
    Acquired 1988
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Stella

Learn Stella’s areas of practice.

Practice areas
  1. Bankruptcy and debt
    Defense and prosecution of nondischargeability actions; representation of creditors in relief from stay proceedings and defense of preference actions.

    32 years

  2. Chapter 7 bankruptcy
    Certified Consumer Bankruptcy Specialist by the American Board of Certification

    32 years

  3. Chapter 11 bankruptcy
    Enforcement of creditor claims.

    23 years

  4. Chapter 13 bankruptcy
    Certified Consumer Bankruptcy Specialist by the American Board of Certification

    32 years


Havkin & Shrago Attorneys at Law
5950 Canoga Avenue, Suite 400
Woodland Hills, CA, 91367

Chapter 7 lawyers nearby


5.0 / 5.0
  17 customer reviews
5 Star
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1 Star
Posted by anonymous | July 6, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Excellent BK attorney
Stella was excellent in the BK process of mine from the start till the end. She is very knowledgeable & hands down the best BK lawyer in town. She is prompt with her responses & also very personable. All aspects of my BK procedure went very smoothly. I recommend her to anyone that is looking for a great bankruptcy attorney.
Posted by Tess | May 25, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Absolutely OUTSTANDING!!!
At the start of the pandemic, my business was forced to close and my mother was simultaneously diagnosed with Alzheimer's Disease which left me no choice but to file for bankruptcy. My accountant referred Stella stating she had a very calming demeanor and he was confident she would be a positive spirit to help me through the difficult times I was going through. From the first phone call, I was CRAZY ABOUT HER!!! Stella worked diligently on my case; she left no stone unturned and in my personal opinion (I've never filed bankruptcy before) she went above and beyond the call of duty to make sure I was treated fairly. She took the stress away due to calls from creditors by absorbing all negative communication on my behalf; accepted documents at all times of the night or day and was there for me during a couple of tearful days when I just felt overwhelmed dealing with the bankruptcy, business failure, and my mom's medical diagnosis. One significant thing I want to mention - there was a lien on my property and out of nowhere, Stella remembered and filed a motion to make sure it was addressed before the charge off which saved me from possibly paying a company nearly 30K!!! I still don't know how she remembered such an isolated detail but thank God She Did!!! When my bankruptcy was charged off, I was actually sad because that meant I wasn't going to hear from Stella again....but I still email her monthly just to stay in touch because at the end of the day, she gave me a fresh financial start and I owe my new clean financial status to her! If you need a bankruptcy attorney who is smart, professional, well organized, compassionate, and just a great person - I HIGHLY recommend hiring Stella Havkin. She's the BEST!!!
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Posted by Nellike | January 25, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Chapter 13 Bankruptcy
Stella is AMAZING! She very successfully completed a Chapter 13 Filing for me recently and I HIGHLY recommend her for anyone considering Bankruptcy 7 or 13. She is always very responsive and on top of everything. The bankruptcy process can be complicated and confusing and she always makes sure to explain everything in great detail so you are able to follow the process. She is HONEST and CARING and deserves 10 Stars! I will definitely be using Stella Havkin again for my future Estate Planning needs. I'm very pleased with such wonderful service!
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Posted by craig | January 22, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Stella was terrific. Very informative and prompt with her responsibilities. Also very personable. All aspects of the procedure went smoothly. I recommend her to anyone that is looking for a great bankruptcy attorney.
Posted by Ellie J. | March 30, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Best BK Lawyer!!
Stella Havkin is hands down the best BK lawyer in town. She is very knowledgeable in the bankruptcy field and her experience is worth more than a gold mine. My case was a very complicated one, it had so many twists and turns, with so many obstacles on the way leading me to high stress levels, but Stella was able to every time clear all obstacles and resolve every single problem. Stella was always engaged in my situation and very accessible. I was always able to quickly get answers to any of my questions or concerns. Stella communicates very well and always had a solution and put me at ease every time I had a concern. Dear Stella Havkin, Thank you for everything you have done for me and my family! I recommend Stella to friends and family!
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Posted by Ramona Martinez | March 29, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Professional, Knowledgeable and supportive during difficult times
Stella Havkin is simply the best BK attorney!!! She is extremely knowledgeable in Bankruptcy Law and she is a very good communicator. I was so stressed over my situation, and every step of the way Stella was there to assist me and at times comfort me in letting me know she was on top of her job!!! I had so many questions and she answered every single one of them with confidence and expertise. If you are considering Bankruptcy, you absolutely MUST call Stella. She is extremely professional, knowledgeable, and very nice and easy to work with. Stella is easy to get in contact with and replies quickly to questions or concerns!!!
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Posted by anonymous | March 16, 2017
This review is from a person who hired this attorney.
| Hired Attorney
What an amazing lawyer
Stella walked me through my bankruptcy with great professionalism. She is a friendly lady, that makes all the legal processes really easy to understand. She is super dependable and gets back to you straight away. I totally give her 5 stars.
Posted by anonymous | February 16, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Look no further!!!
Stella Havkin is simply an amazing lawyer. I have known her for years and have assisted me and family members with our financial situations. I have witnessed first hand more than 1x the brilliance, work ethic and heart of this amazing person. She has helped me both in personal and business needs and truly appreciate her professionalism, knowledge, experience and heart. She has proved to me over and over again the blessing she has been to my situation/s. I've never met anyone with such an amazing work ethic and willingness to go above to assist me in such difficulties. She is very honest and provided me guidance, counseling and have made the process as little as terrifying as possible. She has 100% have your best interests and will continue to do so even after. I've reached out to her even after my case and she has always been so gracious with her time and energy. She truly is a blessing to anyone in need of her services. I can't be anymore pleased and continue to be amazed by her drive to help her clients. After a few years from my case, I needed her assistance again and she is on point with my previous case and new case. Just brilliant! I suggest you look no further! In a situation that you simply can't afford another mistake. Stella is the one you want behind you. As she will be with all she's got!
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Posted by Hoosh | April 24, 2015
Stella is a very knowledgeable and persistent Attorney who will have your best interest in mind no matter how difficult or lengthy a problem is. She is a gem and communicates regularly with you to put you at ease no matter how busy she is. When she sets expectations, she delivers on them...good lawyers are hard to find these days...we were fortunate to have found her. My son even substituted his chapter 13 lawyer over to Stella as he was pleased with the results me and my wife were given by Mrs. Havkin. My entire family is very thankful for Stella's help as she has helped us get a fresh start again!
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Posted by Terry | February 8, 2014
A lawyer that gives lawyers a good name!
Ms. Havkin was very knowledgable, communicative and responsive at all phases of our negotiations. She was able to resolve our case for 8% of the original debtors preference period settlement demand. We would highly recommend her and commend her professionalism and experience.
Posted by Charles | October 23, 2013
Stella is a very good attorney!
I had a very complex situation and consulted with over 36 attorneys prior to retaining Stella. She is very good at what she does!
Posted by Susan | September 9, 2013
She Gets it Done ... the BEST I've worked with
I had been scrambling around for over 3 years in an attempt to get out of the vicious cycle I was in with the bank during the foreclosure process. Until Stella, no one was able to provide sound advice, clear direction and execute all necessary to ensure closure. The amount of professionalism and my knowing she was there every step of the way alleviated an enormous amount of stress and sleepless nights. I had talked to several other attorneys over the duration of my BK situation and no one came close to Stella on every level. I highly recommend her!
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Posted by Claudia | August 7, 2013
Best BK lawyer
Stella is amazing, she was able to help my parents (seniors) with their bankruptcy in a very professional and compassionate way. I'm happy to recommend her to any one looking for a bankruptcy attorney.
Posted by Todd | October 24, 2011
Scary times were handled well.
I would not only recommend Stella in the future, but I have to several people already. She handled my case, my now wifes case, my brothers case, and several of my friends who have asked for help. Stella is a consumate professional and really goes the extra mile to make sure that you understand the process in great detail. Her rates are reasonable and she always gets back to me the same day. I'm now over a year out of my bankruptcy, and my business is rocking along and am available to manage my life a bit differently. Thanks to Stella and the videos we had to watch about planning and debt. Made perfect sense and I still have no debt. Much easier way to live. Thanks Stella!!
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Posted by Michael | October 22, 2011
Thank You
Stella had picked me up form a debacule mess! She took over my bankruptcy she was there for me ALL the way she was a calming prescence in a most difficult time in my life! She LITERALLY saved me from a catasrophy. I praise my getting to know her every day of my life! If you are in need of a Bankruptcy Attorney go to no one else STELLA is the attorney the best I have ever experienced. Thank you Stella!
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Posted by Eric | October 21, 2011
Stella A. Havkin of Litwak & Havkin in Woodland Hills, CA is by far the best attorney I have ever had the experience of working with. As a client of hers for the last two years, she has always been patient, knowledgeable, professional and available to answer any and all questions and to guide me through the process. She is a phenomenal lawyer and I'm grateful to her for the service she has provided. To anyone seeking a BK attorney, she is the one to choose!!
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Posted by anonymous | March 15, 2009
atty Stella Havkin excellent clientile review
Atty Stella Havkin is a very intelligent professional lawyer. Unfortunatly in my case she is the one who corrected the mistakes and losses what my former lawyer did to us. The reasons why she does her work well to us is bec she enters our world and feel what we feel. That is why she is so contructive in our benefit in helping and solving our situation. We are so greatful to know her and felt safe that she is there always for us. She is not only a great lawyer but became to be a good friend.
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AVVO RATING 10.0 (Superb)

Work Experience

  • Partner
  • Havkin & Shrago
  • 2012 - Present


  • UC Hastings COL
  • law
  • 1987
  • York University
  • BA - Bachelor of Arts
  • 1984

Sample of Legal Cases

  • Veltex v. Scharf
  • Summary Judgment granted.


  • California Board of Legal Specialization
  • Vice Chair
  • 2017 - Present
  • Woodland Hills Chamber of Commerce
  • 2012 - Present
  • Central District Consumer Bankruptcy Attorney Association
  • Newsletter Editor
  • 2012 - Present
  • Central District Consumer Bankruptcy Attorney Association
  • Board of Directors
  • 2008 - Present
  • San Fernando Valley Bar Association
  • 2000 - Present
View all associations

Languages Spoken

  • French
  • Russian
  • English

Honors and Awards

  • Consumer Bankruptcy Super Lawyer
  • Southern California Super Lawyers
  • 2014
  • Certified Consumer Bankruptcy Specialist
  • American Board of Certification
  • 2012
  • Certified Bankruptcy Specialist
  • State Bar of California
  • 2012


  • Hastings International and Comparative Law Review
  • The Foreign Sovereign Immunities Act: The
  • 1987

Speaking Engagements

  • San Fernando Valley Women Lawyers Association
  • Motions to Dismiss
  • 2013
  • Central District Consumer Bankruptcy Attorney Association
  • Attacks on Homestead Exemption
  • 2013
  • 10th Annual Bankruptcy Ethics Symposium
  • Pre-Bankruptcy Planning: 20 Shades of Gray
  • 2013
  • San Fernando Valley Bar Association
  • Chapter 13 Primer
  • 2012
View all speaking engagements

Attorney endorsements

Received (7)
Given (2)
Endorse Stella
Bankruptcy and debt Attorney | Mar 04
Relationship: Fellow lawyer in community
"I endorse this lawyer. Stella is extremely hard working, knowledgeable, experienced and dedicated to obtaining justice for her clients."
Unknown Attorney | Dec 08
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Nov 11
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Chapter 13 bankruptcy Attorney | Nov 06
Relationship: Fellow lawyer in community
"Ms. Havkin is a seasoned bankruptcy lawyer. I endorse this lawyer's work."
Chapter 13 bankruptcy Attorney | May 18
Relationship: Fellow lawyer in community
"I have personally known Ms. Havkin for several years now as both a member of the Consumer Bankruptcy Attorney and a friend in the Central District Consumer Bankruptcy Attorney's Association. Ms. Havkin is a treasure trove of knowledge and creativity when it comes to helping consumers with bankruptcy issues. She is is very compassionate and understanding of her clients. She has a tremendous amount of experience in her field of law. I would highly recommend her services."
Chapter 11 bankruptcy Attorney | Nov 03
Relationship: Worked together on matter
"Stella is extremely knowledgeable in bankruptcy matters and proved indispensable in assisting with a shareholder dispute where the defalcating shareholder attempted to file a bankruptcy in order to avoid a judgment in state court. Stella's understanding of the pertinent procedures, the judges' requirements and in-depth knowledge of the law resulted in a dismissal of the shareholder's bankruptcy and an Order by the bankruptcy requiring the individual to seek affirmative permission from the bankruptcy courts before initiating any further bankruptcy filing. The clients and I were extremely pleased with the handling of the matter as well as the final outcome."
Chapter 13 bankruptcy Attorney | Oct 26
Relationship: Fellow lawyer in community
"I've known Stella for many years and have relied on her advice many times. She really knows bankruptcy law and procedure, including Chapters 7 and 13. She's smart and responsive, and cares about her clients. I would definitely hire her to deal with bankruptcy matters."
View more endorsements
Commercial real estate
Chapter 13 bankruptcy

Avvo Contributions

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Woodland Hills Chapter 7 bankruptcy Lawyer Stella Anne Havkin
Stella Anne Havkin
Chapter 7 bankruptcy Attorney
Woodland Hills, CA
Licensed for 36 years