Archived
I have two judgements against a renter who has filed Chapter 7 bankruptcy to avoid paying the garnishment
Dheeraj's answer
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Answered on July 10, 2013
You can file an objection to the discharge, but you would have to prove fraud in incurring the debt to you. The fact that his fiance lives in the...
Archived
Can payday loan companies garnish wages and suspend your DL license in state of FL?
Dheeraj's answer
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Answered on July 10, 2013
Your wages can be garnished after a judgment is received. Many debt collectors will jump straight to enforcement talk to scare you into paying. ...
Archived
Can I get a writ of garnishment on cash cards?
Dheeraj's answer
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Answered on July 10, 2013
That is not something that I've seen a court do. If the person is receiving checks, you can look to garnish wages. But if they aren't receiving...
Archived
How do I know if the bank has a lien on my truck?
Dheeraj's answer
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Answered on July 10, 2013
Generally, under state law a lien must be recorded to be perfected. Liens are personal property can be recorded with either the Secretary of State...
Archived
What should I do regarding a 13 year old credit card debt collection attempt?
Dheeraj's answer
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Answered on July 09, 2013
I agree with the previous response. Additionally, if the debt is barred by the statute, the creditor maybe in violation of federal law and a local...
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Archived
How does bankrupting zero balanced, closed accounts affect your credit score and the credit score of the other account holder?
Dheeraj's answer
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Answered on July 09, 2013
An authorized user filing bankruptcy should not have a negative impact on the account holder's credit report. The account holder is still fully...
Archived
What can a credit card company do legally if you are unable to pay your bill- even the minimum?
Dheeraj's answer
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Answered on July 09, 2013
Depending on the balance, in this market I see a lot of creditor lawsuits. Generally, if its over $1,000, most creditors are willing to take...
Archived
After filing for bankruptcy over 2 years ago, if you sell your home, can and will your debtors take the profit money?
Dheeraj's answer
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Answered on July 09, 2013
Creditors that were discharged in your bankruptcy do not have any right to receive any profit from the sale of your property. They would have to...
Archived
Received a civil Notice of Exemptions, what is it and what exactly can be seized?
Dheeraj's answer
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Answered on July 09, 2013
The court will allow garnishment and your bank accounts can be levied. You can request exemptions based upon what you need to live, but that is a...
Archived
Being sued for credit card debt former marriage Can I be forced to pay (judgement) He was court ordered to pay - final decree
Dheeraj's answer
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Answered on July 08, 2013
Depending on the situation, you may be judgment proof. Generally, SS benefits are exempt from judgments. Speak with a local collections attorney,...
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