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I will be filing a chapter 13 in month or two being 3 months behind in my car payment I am worried about repossession before I
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Answered on July 08, 2013
Unless you are under bankruptcy protection, the only thing that will prevent your car from being repossessed are lucky and paying the missed payments.
Archived
Is it legal for an Attorney to file a Bankruptcy under a name that is no longer used since divorce?
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Answered on July 08, 2013
It is not that it doesn't matter what name is listed, but you are required to give notice to your creditors. If your name is different, then they...
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I had an ambulance bill for a transfer due to insurance requirements, 2007. Am I responsible now, appeared on credit report
Dheeraj's answer
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Answered on July 03, 2013
Yes, you are responsible for the bill. You may have a defense that any interest or late fees should be waived because you were not given notice of...
Archived
What should I do with a check which is less than the full amount due of a disputed debt?
Dheeraj's answer
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Answered on July 03, 2013
You can reject the check and demand the full amount. Or, if you really need the money, you may write on the check that it is not payment in full. ...
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Are there any other means other then bankruptcy to resolve a past due bill willing to do installment but co. refuses to respond,
Dheeraj's answer
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Answered on July 01, 2013
If your only income is SS, then you should be fairly judgment proof. The problem is that you have to bring this attention to the court. Look for...
Archived
I don't have an account with the bank listed as garnishee on form EJ-150. Should I respond with a claim of exemption or ignore?
Dheeraj's answer
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Answered on July 01, 2013
Preventing the garnishment in the short term is fine, but you should work to resolve the long term implications of the judgment creditor. Given...
Archived
Can a collection agency freeze a bank account that my partner and I share, even though we are not married?
Dheeraj's answer
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Answered on June 26, 2013
I agree with the previous response, but would add that the collection agency cannot freeze your account without a judgment from the court.
Archived
I believe I need a Chapter 13 bankruptcy. I own houses in other states. I was wondering what law will govern those houses?
Dheeraj's answer
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Answered on June 26, 2013
I agree with the previous responses and would add that if you file chapter 13 correctly, your properties should not be affected at all. ...
Archived
Forclosure on 2 properties after chapter 7 bankruptcy 2 years ago
Dheeraj's answer
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Answered on June 26, 2013
I agree with the two previous answers. On a post-divorce note, if it would make your ex-husband satisfied and doesn't cause you too much hassle,...
Archived
Can you file a Chapter 13 within one year of filing a Chapter 7? How will it affect the Chapter 7?
Dheeraj's answer
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Answered on June 26, 2013
You should really speak with your bankruptcy attorney. Just because you purchased within 90 days does not automatically make it non-dischargeable....
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