Archived
AND OLD DEBT COLLECTION FROM 20 YRS FROM FRANCHISED TAX BORAD
Dheeraj's answer
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Answered on July 11, 2013
Generally, your SSI is protected from collections.
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Can I apply to conduct a debtor's exam after I have already filed the writ of execution?
Dheeraj's answer
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Answered on July 11, 2013
Additionally, you have the right to conduct a debtor's exam every 6 months.
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I have received my bankruptcy discharge. All it said was that it was discharged. How do I know what was discharged?
Dheeraj's answer
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Answered on July 11, 2013
Unfortunately, unless there was an adversary proceeding regarding a specific debt, then the court has not determined what is discharged. ...
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I obtained a payday loan about a month ago and made one payment and it appeared the amount was incorrect so I sent a cease
Dheeraj's answer
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Answered on July 11, 2013
Well, what were you asking them from "ceasing and desisting" from? You don't dispute that you owe them money, you are simply disputing the amount,...
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Can I start the bankruptcy process on my own?
Dheeraj's answer
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Answered on July 11, 2013
Yes you can file it alone, but it may end up costing you more in the long run. Once you file a emergency petition, you only have 14 days to cure. ...
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Underwater & Discharged 2nd mortgage on Chapter 7, What can I do if they want and send Foreclosure Notice? Options?
Dheeraj's answer
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Answered on July 11, 2013
I agree with the previous response, I would add that you could cure the note at any time to prevent foreclosure. Remember that if you don't...
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I received a letter in June from a firm stating that they recommend a lawsuit since the debt hasn't been paid, which it was.
Dheeraj's answer
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Answered on July 11, 2013
I would scan it and email it too.
Archived
How much fees can a collection agency collect for a judgement?
Dheeraj's answer
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Answered on July 10, 2013
Midland Credit can charge interest and penalties pursuant to the judgment entered in state court.
Archived
Can I add creditors debt to a bankruptcy I received after my filing date
Dheeraj's answer
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Answered on July 10, 2013
I agree with the two previous responses. I would add that sometimes with medical bills, if you inform them that you have filed bankruptcy they may...
Can a mortgage loan be reinstated after it was discharged in bankruptcy ?
Dheeraj's answer
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Answered on July 10, 2013
In some jurisdictions, you can reopen your bankruptcy to reaffirm the debt, if that is what you mean by "reinstated."
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