"Credit reporting" and collection are different things. The original creditor may have charged it off and sold the debt to a collection agency, who...

You should first record the judgment with the SF County Recorder. Then proceed to collect. If home is worth $1MM, then according to your facts...

Remember, in bankruptcy you are emphasizing your lack of funds. Going out of the country for a vacation would seem to contradict that message. The...

The Courts of Appeal have authorized banks to put an "administrative hold" on debtor's accounts. I don't know the definition, but it means that you...

It's not clear that you cannot qualify. You and your attorney have to file an adversary action in the bankruptcy, and then present your evidence...

You received a very comprehensive answer from the first attorney. I would only add the following: From your description of events, it is...

You need to work with your lender and/or a financial advisor to know exactly how much you are behind on the mortgage, if at all. A bankruptcy will...

If the tax refund relates to income that you earned prior to the BK, then it is part of the bankruptcy estate (even if you file the tax return...

The previous atty makes a very good point regarding the tolling (stopping) of the statute of limitations. An alternative, and it would depend...

If this is a renewed judgment, then it will be difficult to resolve, because creditor has the original judgment and all the leverage. So, review it...