You need to get a copy of the Summons and Complaint (the lawsuit), collect your evidence, and contact an attorney. If you have been served with the...

A creditor who threatens to arrest you is breaking the law. You can't be arrested for credit cards or medical bills. You should collect all the...

All of the previous answers are valuable. I would only add that if you decide to do Ch. 13, you must be committed to it, because you must on-time...

Not an easy fix. The previous answers point to the importance of working with a NY BK atty who knows how to apply homestead exemptions. However,...

The lien can still be recorded, unless the bankruptcy discharged the debt BEFORE the debt was recorded. GOOD LUCK

A "creditor" is anyone you know about who has an equitable or legal claim against you. Basically either an outstanding money debt, or a potential...

Through correspondence or the earlier court file, you should be able to show that the money was already collected. You should your exemption...

It is not illegal, but you can write to the creditor and demand that they stop contacting you at the office. If the creditor continues to harass...

Generally, the property has to be the debtor's primary residence for several months before the bankruptcy filing. If the debtor cannot establish...

I'm building on previous counsel's answer. You should not pay before the trial and/or settlement, because you don't know what will happen. If the...