Usually, personal items, such as clothes and household furniture, will enjoy full protection. However, a gold plated kitchen table might attract...

Debt related to a court case may be discharged, as long as the suit is not based on crime, moral turpitude, or child or spousal support. I don't...

Can I still try to seek a settlement ?

Once you are being sued, you must deal with the attys, to attempt to resolve the case. You must file a timely answer, to avoid being defaulted....

Can a lien be placed on my home if my mother had a judgement against her in 1999 for an eviction then transferred on to me ?

If you were never served, or were improperly named, then you may be able to attack the judgment itself. It's been a very long time, so you and your...

Mortgage fraud on home loan ?

If you can show that a lender forged signatures to hold you liable for a loan, your cause of action might fall under the Truth in Lending Act, the...

Do I have to pay them money I already paid?

As with anything, written confirmation is the best. If you don't have a bank statement, mail order receipt, email or text confirmation, or...

I have a creditor that has violated my automatic stay as well as my discharge of Chapter 7 by refusing to release my car

As long as your case is open, you can file your motion. How did you fill out your "Statement of Intention"? Did you indicate that the car would...

You can employ this strategy, but if you file bankruptcy later on, these transactions will be challenged as a "preferential transfer," or an...

The "acknowledgment" shows that the new owner of the judgment (the assignee) is accepting transfer of the account (or judgment) to him or her. It...

Get every step that you have taken in writing, and contact the FDIC office of consumer affairs.