A mortgage does not have to be reaffirmed in bankruptcy; the lender retains rights in the collateral, which is your house. The lender can foreclose...

This is income and must be reported on the Bankruptcy Schedule for income and on the Means Test. Whether this negatively affects you on the means...

Your primary residence has a homestead, which is automatic. You do not have to file a Homestead Declaration in Calif., but you can if you like. If...

Can a creditor levy your bank account during coronavirus lockdown?

Unless the government passes some type of moratorium (which is being discussed for some types of debts, such as rent and credit cards, but may not...

Because you have a will involved, you are dealing with the probate court. It's likely everything is going to be supervised by the probate judge....

What if debt collector refuses to provide payment agreement document?

The fact pattern is unclear, but you need to contact the debt collector IN WRITING, by Certified Mail, asking, among other things: 1. Why did...

Do I owe an account I allegedly didn’t open?

Tell your bank to stop all payments to these people. Send a certified letter demanding their entire file your application. Write up all dates and...

Bankruptcy chapter 7 secured account ?

The answer is: maybe you can, maybe you can't. If you don't have real estate to protect with the homestead exemption (I'm assuming that you are...

How can I owe Edd money plus penalty when my job closed down?

I would suggest writing to EDD, explaining that the company shut down, and asking for explanation. They will respond.

Can you go from a chapter 13 to a chapter 7?

You may file a motion to convert from Ch. 13 to Ch. 7. A Ch. 13 can be dismissed by the debtor. If you are in Chapter 7, however, the Trustee is...