I had a title loan on a vehicle and filed chapter7. I still have the vehicle and my bk has been discharged. Can it be repossesse
Herbert's answer
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Answered on February 26, 2021
BK only discharges unsecured debt; this is a secured loan, so you are still responsible for it.
Technically, if you did not reaffirm the loan...
Want to file chapter 7 bankruptcy. My daughter gets SS death benefit payment from my husband's death. How is that treated?
Herbert's answer
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Answered on February 03, 2021
The question is not clear; who is filing for bankruptcy, and who is receiving the benefits? If the benefits go to someone other than the bankruptcy...
California Bankruptcy Advice
Herbert's answer
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Answered on February 03, 2021
Answer the complaint and try to negotiate; don't let a default be taken.
If it's a national credit card, you have federal protections if you...
Archived
Can a house go into foreclosure for non payment on line of credit ?
Herbert's answer
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Answered on February 02, 2021
No easy fix here.
Yes. The HELOC (Home Equity Line of Credit) or other loan secured by the property is vulnerable because the loan is in arrears....
Archived
MORTGAGE/FORECLOSURE/FORBEARANCE: What happens to your Covid-19 Forbearance if your loan is transferred
Herbert's answer
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Answered on February 02, 2021
You need to contact the lender, and see what they say.
Then, you should contact federal authorities such as the Treasury Dept. and the Office...
Archived
Can a collection agency not contact you for 9 years then say that you have a medical debt???
Herbert's answer
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Answered on January 15, 2021
If no lawsuit was ever filed, then it would seem that the creditor is beyond the 4-year statute of limitations for breach of a written contract....
If I pay off debt collection can I avoid be served with lawsuit?
Herbert's answer
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Answered on January 12, 2021
You likely already have a delinquency on your credit report.
If you contact the debt collector, you can seek an agreement in writing to pay it...
Filed chapter 7 bankruptcy & did NOT assume on my auto lease. When I turn it in, can they charge me for mileage/condition?
Herbert's answer
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Answered on January 12, 2021
It sounds as if your BK papers stated that you were going to assume the lease (Statement of Intention). There's a new case on this which holds that...
Is a month-to-month housing rental/lease an "Unexpired lease"?
Herbert's answer
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Answered on January 12, 2021
I respectfully submit that all of the previous answers have merit, but you DO NOT want the US Trustee to think that you are withholding...
As the defendant they are giving me 30 days to file a response again. Should I ignore? I never responded because don't have $.
Herbert's answer
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Answered on January 12, 2021
It is not clear to me why the court issued the OSC against YOU (if that's what it is), but failing to answer is like ADMITTING AND CONCEDING...