Julie J. Villalobos

Julie J. Villalobos

also known as Julie Jaleh Moradi-Lopes

4.7
Rating: 7.8

Licensed for 16 years

Bankruptcy and debt Lawyer at Cerritos, CA
Practice Areas: Bankruptcy & Debt, Foreclosure, Litigation, Real Estate

10900 183rd St, Ste 270, Cerritos, CA

About Julie

Biography

Practice Areas

4

Practice Areas

Bankruptcy and Debt 40%

Oaktree Law specializes in bankruptcies that provide relief for homeowners and their businesses. Whether Chapter 7, Chapter 13 or Chapter 11 is appropriate, an experienced Oaktree Law bankruptcy attorney is prepared to see your case through. We’ll help file, process and negotiate your bankruptcy on the way to a fresh start.

18 years | 750 cases

40%
Foreclosure 30%

Mortgage holders benefit when you are unaware of your rights. But an experienced foreclosure defense lawyer can provide powerful legal tools and may be able to offer real foreclosure help in Orange County. Oak Tree Law specializes in foreclosure defense throughout Southern California. Our experience can help guard your family’s financial freedom and stop foreclosure in Los Angeles.

18 years | 600 cases

30%
Litigation 20%

Oaktree Law is skilled in mortgage litigation and may be able to defend against claims on your home. In their rush to make money, not all lenders and mortgage servicers follow the letter of the law. Their oversight may be their vulnerability.

18 years | 100 cases

20%
Real Estate 10%

Oaktree Law attorneys are proven experts in real estate law. We consistently uphold the rights of local homeowners and their businesses. When you need assistance concerning any aspect of a real estate transaction, we can help. Every real estate transaction is unique. Our specialized attorneys are well versed in current Southern California law and its real estate implications. Regardless of the complexities of your case, we offer insight and guidance.

18 years | 500 cases

10%

Fees and Rates

Cost

Free Consultation

$0 first 60 minutes

Hourly Rates

$ 125-400 per hour

Retainer

Sometimes


Payment Methods

  • Cash
  • Check
  • Credit Card

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Licenses

Licensed in California for 16 years

State: California

Acquired: 2009

Active

No misconduct found

Location

Oaktree Law

10900 183rd St, Ste 270, Cerritos, CA, 90703

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Julie J. Villalobos's Reviews

Avvo Review Score

4.7 /5.0

12 Client Reviews

5 star (11)
4 star (0)
3 star (0)
2 star (0)
1 star (1)

Posted by Troy | November 10, 2023 | Consulted Attorney

This review is from a potential client who consulted with this attorney.

Liars

Update: they did not reply to me after two attempts of calling and not until after I emailed and said I will file a complaint with the state bar did they call me back. Ed kept saying he understands where I am coming from but yet will not provide a refund. I was very forthcoming with the informati...on I provided about my situation. I spoke to Mark several times to do my due diligence in making sure this was a right step for me. He reassured me multiple times that I was able to file for bankruptcy and there wouldn’t be an issue. After having only 1 meeting that was 1 1/2 hours long with Ramona and giving them all the information that I gave from the beginning, I decided to pay the $1500.00 retainer fee. Everything seemed fine during the intake all the information was the same from my initial screening from this law firm. Well, after they were able to coerce me into signing and paying the $1500.00 retainer fee the information I provided all of the sudden was an issue and they told me they couldn’t file for 4 more months. So, I had to decide if I wanted to have collection agencies torment me for 4 months or cancel. From talking to Mark, in the beginning before signing, I asked if I decide not to go through with it am I able to be refunded. He said yes, depending on how much work was done. In my mind, all I did was a 1 1/2 hour session and should get some money refunded. That was not the case. I messaged Mark in regards to wanting a refund and he forwarded me to Ed in the billing department and Ed explained I will not be getting a refund since the amount of work was actually $2000 even though my case was abruptly put on hold for 4 months. It’s no wonder attorneys have the stereotypes of being liars, now I know why. I was told one thing and the opposite happened once they received their money. It’s very unfortunate, sad and dishonest. Most people going into bankruptcy probably don’t have $1500 to throw away. If I would have known the very very little time I spent with them would cost me $1500, I wouldn’t have tried with them. It was a frustrating experience.

Posted by anonymous | October 7, 2020 | Hired Attorney

This review is from a person who hired this attorney.

Bankruptcy

My attorney was most helpful in resolving my debt issue in a timely and efficient manner. She and her staff responded quickly to my questions. I am extremely grateful for her success in ending my dire situation.

Posted by John E | April 28, 2019 | Hired Attorney

This review is from a person who hired this attorney.

The Best

Don't bother shopping around, She is the best. Didn't know what I was doing and made so many mistakes. She led me by the hand and explained everything till even a dunce like me could understand. She made things work out to my favor and gave a NEW lease on life. p.s. I am not being overly dramat...ic

Posted by Marjorie | June 27, 2017 | Hired Attorney

This review is from a person who hired this attorney.

Thank you

If i could give them 10 I would. They saved my house, helped me to bankrupt all of my bad debt & saved this 81 year old grandmother of 4 from being homeless!!! Julie, Mark, Julie's brother, Ed, & the whole gang, were, kind & sweet & patient to me, & in many ways I feel I owe my life to them. without ...them I might be dead or homeless. May god bless you oak tree law!!!

Posted by Christina | October 16, 2016 | Hired Attorney

This review is from a person who hired this attorney.

Excellent Attorney

We messed up our first Bankruptcy. Had to wait for 6 months to refile Oaktree fixed everything we messed up, put us back on track. Saved our home, fixed our tax issues, got the creditors off our backs. When we went to court they helped us so we would be prepared for the trustee. We are in a 13, so an...ytime we have a question Oaktree is there to answer any question that we have always available. I highly recommend this law group.

See All Client Reviews

Julie J. Villalobos's Lawyer Endorsements

Endorse Julie
Dorothy G Bunce headshot
Dorothy Bunce

Chapter 13 bankruptcy lawyer | Jul 25

Relationship: Fellow lawyer in community

"Julie Jaleh Moradi-Lopes asks the right questions without stepping off the cliff with a misleading or dishonest answer. This shows she has a vast wealth of experience in bankruptcy law as well as having the integrity not to give an easy answer. I am proud to be the first attorney here on AVVO to offer Julie my heartfelt endorsement for her good work."

View All Endorsements
Ori Samuel Blumenfeld headshot
Ori Blumenfeld

Chapter 11 bankruptcy lawyer

Experience

Rating:  7.8 (Very Good)

Honors

2016

AV Peer Review Rating, Martindale-Hubbell

2016

A+ Rating, Better Business Bureau

2015

A+ Rating, Better Business Bureau

2014

A Rating, Better Business Bureau

2013

A Rating, Better Business Bureau

2013

AV Rated, Martindale-Hubbell

2013

Excellence in Leadership, Womens Law Society

2012

AV Rated, Martindale-Hubbell

2009

Dean Academic Scholarship, Loyola Law School

2004

Business Scholar of the Year, Whittier College

Work Experience

2010 - Present

Owner - Lead Attorney, Oaktree Law

Associations

2014 - Present

Bar Rights Advisory Group - Chapter 11 Bankruptcy

Member

2012 - Present

United States District Court for the Eastern District of California

Admitted

2012 - Present

United States District Court for the Southern District of California

Admitted

2012 - Present

United States District Court for the Northern District of California

Admitted

2012 - Present

Los Angeles Bankruptcy Forum

Member

2012 - Present

National Association of Consumer Bankruptcy Attorneys

Member

2011 - Present

Los Angeles Police Protective League

Member

2009 - Present

United States District Court for the Central District of California

Admitted

2008 - Present

State Bar of California

Member

2008 - Present

Loyola Law School Alumni Association

Member

2005 - Present

Womens Law Society - Loyola Law School

Member

Sample of Legal Cases

PARENTS AND SON FILE BANKRUPTCY

Success

Chapter 13 Bankruptcy for Couple

Won

See More Legal Cases

Education

2008

Loyola Law School

JD - Juris Doctor

2004

Whittier College School of Law

BA - Bachelor of Arts

Speaking Engagements

2013

National Association of Chapter 13 Trustees

Chapter 13 Bankruptcy and Loan Modifications

2013

Awards Luncheon

Education and Career

2012

Board of Realtor Meeting Foreclosure and Effects on Real Estate

2011

Home Ownership Matters

Foreclosure Protection

Publications

Languages

English

Farsi

Spanish

Activity

Avvo Rating

Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.

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  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
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