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Julie J. Villalobos

also known as Julie Jaleh Moradi-Lopes
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Avvo Rating7.9
  • Cerritos, CA
  • Licensed for 12 years
  • Free consultation
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About Julie

Julie J. Moradi-Lopes, has helped hundreds of clients with foreclosure prevention, bankruptcy debt relief, and asset protection, throughout Southern California. Ms. Moradi-Lopes specializes in Chapters 7, 11 and 13 bankruptcy cases, as well as home loan modifications, and estate planning.

Ms. Moradi-Lopes received her Juris Doctor Degree, from Loyola Law School, Los Angeles, on a full academic scholarship, and is a member of the California Bar Association. She graduated Summa Cum Laude with a Bachelor of Arts from Whittier College, was named the Business Administration graduate of the year, and was awarded the highest honors in her major. Ms. Moradi-Lopes is very involved in her church and community, and spends her free time with her husband and children.

Founded by Julie J. Moradi-Lopes, Oak Tree Law offers bankruptcy assistance and foreclosure defense in the Los Angeles and greater Orange County area. Oak Tree Law is able to assist clients with both chapter 13 bankruptcy and chapter 7 bankruptcy, can help stop wage garnishment, and is able to help homeowners utilize programs like lien stripping, short sales, the HAMP, and home loan modification in Orange County that can allow homeowners to keep their homes and bring payments under control.

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Practice areas

Real estateLitigationForeclosureBankruptcy and debt
  1. Bankruptcy and debt: 40%

    Oaktree Law specializes in bankruptcies that provide relief for homeowners and their businesses. Whether Chapter 7, Chapter 13 or Chapter 11 is appropriate, an experienced Oaktree Law bankruptcy attorney is prepared to see your case through. We’ll help file, process and negotiate your bankruptcy on the way to a fresh start.

    13 years, 750 cases

  2. Foreclosure: 30%

    Mortgage holders benefit when you are unaware of your rights. But an experienced foreclosure defense lawyer can provide powerful legal tools and may be able to offer real foreclosure help in Orange County. Oak Tree Law specializes in foreclosure defense throughout Southern California. Our experience can help guard your family’s financial freedom and stop foreclosure in Los Angeles.

    13 years, 600 cases

  3. Litigation: 20%

    Oaktree Law is skilled in mortgage litigation and may be able to defend against claims on your home. In their rush to make money, not all lenders and mortgage servicers follow the letter of the law. Their oversight may be their vulnerability.

    13 years, 100 cases

  4. Real estate: 10%

    Oaktree Law attorneys are proven experts in real estate law. We consistently uphold the rights of local homeowners and their businesses. When you need assistance concerning any aspect of a real estate transaction, we can help. Every real estate transaction is unique. Our specialized attorneys are well versed in current Southern California law and its real estate implications. Regardless of the complexities of your case, we offer insight and guidance.

    13 years, 500 cases

Languages spoken

English, Farsi, Spanish

Photos and videos

1910460 1343252866

1910460 1343254676

Contact

Oaktree Law

10900 183rd St
Ste 270
Cerritos, CA, 90703

Resume

License
StateStatusAcquiredUpdated
CAActive200911/05/2021
We have not found any instances of professional misconduct for this lawyer.
Avvo Contributions
Legal answers4
Legal guides3
Awards
Award nameGrantorDate granted
AV Peer Review RatingMartindale-Hubbell2016
A+ RatingBetter Business Bureau2016
A+ RatingBetter Business Bureau2015
A RatingBetter Business Bureau2014
A RatingBetter Business Bureau2013
AV RatedMartindale-Hubbell2013
Excellence in LeadershipWomens Law Society2013
AV RatedMartindale-Hubbell2012
Dean Academic ScholarshipLoyola Law School2009
Business Scholar of the YearWhittier College2004
Work Experience
TitleCompany nameDuration
Owner - Lead AttorneyOaktree Law2010 - Present
Associations
Association namePosition nameDuration
Bar Rights Advisory Group - Chapter 11 BankruptcyMember2014 - Present
United States District Court for the Eastern District of CaliforniaAdmitted2012 - Present
United States District Court for the Southern District of CaliforniaAdmitted2012 - Present
United States District Court for the Northern District of CaliforniaAdmitted2012 - Present
Los Angeles Bankruptcy ForumMember2012 - Present
National Association of Consumer Bankruptcy AttorneysMember2012 - Present
Los Angeles Police Protective LeagueMember2011 - Present
United States District Court for the Central District of CaliforniaAdmitted2009 - Present
State Bar of CaliforniaMember2008 - Present
Loyola Law School Alumni AssociationMember2008 - Present
Womens Law Society - Loyola Law SchoolMember2005 - Present
Publications
Publication nameTitleDate
Hg.org Legal ResourcesUsing Bankruptcy to Eliminate Credit Card Debt2014
Oak Tree Law BlogBankruptcy and Taxes2012
HG.org - Global Legal ResourcesAs the FED Buys $40 Billion Worth of Mortgages a Month, Homeowners Need to Pay Attention2012
HG.org - Global Legal ResourcesLearn how a federal agency, made to protect homeowners, has now turned on them.2012
Education
School nameDegreeGraduated
Loyola Law SchoolJD - Juris Doctor2008
Whittier College School of LawBA - Bachelor of Arts2004
Speaking Engagements
Conference nameTitleDate
National Association of Chapter 13 TrusteesChapter 13 Bankruptcy and Loan Modifications2013
Awards LuncheonEducation and Career2013
Board of Realtor MeetingForeclosure and Effects on Real Estate2012
Home Ownership MattersForeclosure Protection2011
Legal cases
Case nameOutcome
PARENTS AND SON FILE BANKRUPTCYSuccess
Chapter 13 Bankruptcy for CoupleWon

Reviews

(11)5.0 stars
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Review Julie Villalobos

Bankruptcy

5.0 stars

Posted by

My attorney was most helpful in resolving my debt issue in a timely and efficient manner. She and her staff responded quickly to my questions. I am extremely grateful for her success in ending my dire situation.
This review is from a person who hired this attorney.
Hired attorney

The Best

5.0 stars

Posted by

Don't bother shopping around, She is the best. Didn't know what I was doing and made so many mistakes. She led me by the hand and explained everything till even a dunce like me could understand. She made things work out to my favor and gave a NEW lease on life. p.s. I am not being overly dramatic
This review is from a person who hired this attorney.
Hired attorney

Thank you

5.0 stars

Posted by

If i could give them 10 I would. They saved my house, helped me to bankrupt all of my bad debt & saved this 81 year old grandmother of 4 from being homeless!!! Julie, Mark, Julie's brother, Ed, & the whole gang, were, kind & sweet & patient to me, & in many ways I feel I owe my life to them. without them I might be dead or homeless. May god bless you oak tree law!!!
This review is from a person who hired this attorney.
Hired attorney

Excellent Attorney

5.0 stars

Posted by

We messed up our first Bankruptcy. Had to wait for 6 months to refile Oaktree fixed everything we messed up, put us back on track. Saved our home, fixed our tax issues, got the creditors off our backs. When we went to court they helped us so we would be prepared for the trustee. We are in a 13, so anytime we have a question Oaktree is there to answer any question that we have always available. I highly recommend this law group.
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This review is from a person who hired this attorney.
Hired attorney

Had our backs.

5.0 stars

Posted by

Fantastic firm. Julie was with us thru the court proceedings and shes a doll! She really had our backs. I would definitely use them in the future and have already recommended them to a few friends. You will be in good hands with Oaktree Law.

Julie cares about you and your case. Great attorney.

5.0 stars

Posted by

I heard an ad on KFI about Oaktree Law. The radio announcer sounded sincere about their reputation and after a day or so I called. I was EXTREMELY hesitant to talk to another lawyer but the minute I spoke to Julie Villalobos it was apparent that she cared……yes, cared! She gathered more information and did more for me during my FREE initial visit than my entire 3 years with another attorney. It took Julie 4 days to file the appeal and get my case back in order. We continued filing motions for an additional year so that I could juggle my finances and send my daughter to college. Just last month I made my last bankruptcy payment and my case is closed! Julie and her team not only helped and did their job, they put a personal touch on the case by giving it their full attention and keeping me updated through email, phone calls, emails and texting. Julie is tenacious. I can’t believe the difference in services. I have now begun the Loan Modification process with Marissa Pitts at Oaktree. Things are flying by and we should be filing next week. I know better days are on the horizon and can only say that the radio ad set my family on a new course……THANK YOU OAK TREE LAW.
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Professional and knowledgeable on the bankruptcy procedure

5.0 stars

Posted by

I met with the owner Julie Lopes, she is absolutely fantastic!! She was always there every time I had a question, and I had many questions. I cannot tell you what peace of mind I had to get this bankruptcy done. Julie and her firm are professional and knowledgeable on the bankruptcy procedure. I have recommended this firm to all my friends and family.

Expert Attorney when Dealing with Foreclosures

5.0 stars

Posted by

We were clients of another loan modification company. It turned out they took our money and did nothing to help us. By the time we discovered Oak Tree Law, we were financially over-stressed and were out of options. Julie Moradi Lopes saved us! She took care of our bankruptcy and then handled the loan mod. We didn't think we could qualify for one since we had filed the bankruptcy. What the previous company could not obtain for us in 2 years was done in less than 6 months. The office was there representing us through every single step. This meant a lot. Our Loan Co. was one of the tough ones. They saved our home! I have referred friends and will continue to do so. Thank you Guys!!!! Mike and Lisa Gutzwiller
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Julie saved my home

5.0 stars

Posted by

I was in a state of panic when I contacted them, I had just received a letter stating my house was going to a trustee sale in three weeks. I called Oaktree Law at 8:30 am and I was seeing Julie Moradi Lopes by 1:00. She is amazing, kind hearted and understood everything I was going through. She filed everything right away, and put a stop to the nonsense that B of A was putting us through. Julie is a very smart lady and knows all of the ends and outs of BK law, always has the right answer, calls or emails you back immediately she and her staff are on top of everything. Thank you for always being caring, positive and taking care of my family. A VERY SATISFIED HAPPY CLIENT!
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Honest and Caring

5.0 stars

Posted by

To whom it may concern, I called Oak Tree Law offices due to Friend's recommendation to finally use legal help. I heard the Ad on THE FISH radio station. From the first call I was greeted with an energetic nice voice that smiled over the phone. Her reassurance alone was helpful in relieving some stress. Upon my first visit with Julie Moradi-Lopes, the lawyer that I had made an appointment with, I felt confident. Julie is so kind, easy to talk to, no judgment, and SO knowledgeable. I knew with all my questions, worries and stress, that in our very first meeting, I was going to be personally cared for. She gave me a number to always reach her, told me not to worry, the rest was her job to take care of me. By THAT afternoon, she had already emailed allot of information, and the ball was rolling. The care I received was amazing! The process, while a couple bumps..( not to the fault of my attorney) went very smooth. I had what I call.. true Hand-holding throughout. I cannot say enough about my experience with this company, and Julie Moradi Lopes. She was truly amazing, and I feel like I have made a new friend, I pray, for life. I will recommend without hesitation, This Firm; as they are Integral, and Honest, and informative on every level. Thank you for being there through one of the most difficult times I've endured. Sincerely, Debra
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Attorney endorsements

(1)
Are you an attorney? Endorse this lawyer
Lawyer Dorothy G Bunce

Dorothy Bunce, Chapter 13 bankruptcy Attorney on Jul 25, 2012
Relationship: Fellow lawyer in community

Julie Jaleh Moradi-Lopes asks the right questions without stepping off the cliff with a misleading or dishonest answer. This shows she has a vast wealth of experience in bankruptcy law as well as having the integrity not to give an easy answer. I am proud to be the first attorney here on AVVO to offer Julie my heartfelt endorsement for her good work.

Cost

RATES
  • Hourly Rates $125-$400/hour
  • Free Consultation Some lawyers offer a free consultation to help determine whether their services are right for your legal needs60 minutes
OTHER BILLING TYPES
  • Retainer Some attorneys require an upfront payment to secure their services before they begin their work.Sometimes
PAYMENT METHODS

Cash, Check, Credit Card