How do I get info to pay or possibly ask for dismissal of this Credit Card judgement?

If you're just trying to get it removed from your credit report, and the creditor is gone, you can try disputing the debt to the credit reporting...

My wife died and her job said they over paid her 1900.00 dollars do I have to pay

If you probated her estate, and during that process allowed the creditors to file claims with the estate, and no claims were filed, then you do not...

We have been getting debt collection calls for over 5 years for a Shirley, Shannon, or Chris Jones. We tell them we are not

If the same collection company keeps calling after you've told them the person they're looking for doesn't live there, then they're harassing you...

I am receiving calls coming from out of state from a debt collector who warns I will be served soon. The debt is 12+ yrs old.

It doesn't sound legit at all. If the last time you made a payment on the debt was 12 years ago, the debt is time barred by the statute of...

What is the actual law that states that debt collectors must prove they own a persons debt?

A debt collector is not required to prove they own a debt to collect it, in fact, it's common for them not to own it. Often the original creditor...

You need to answer the Complaint. You should go to the Eighth Judicial District Court and ask for the self-help desk. They'll help you prepare an...

Continued collections on an unverified debt

When you write "representative agencies" does that mean you're getting calls from different debt collection companies regarding the same debt? For...

If it's a debt collector doing everything you described and not the original creditor (i.e. the payday lender), the debt collector is violating the...

If the debt was really paid off (or even if your last date of payment was) 9 years ago, the claim is bogus and a violation of the FDCPA and RFDCPA ...

A collection co is trying to collect a debt. They left mess on my associates VM stating that they are going to garnish my wages

I agree with my colleagues. Under the FDCPA and RFDCPA, a debt collector is prohibited from disclosing your debt to a third party. They are...