Archived
Collection agency, I think, left 3 voice mail messages in 3 days threatening to serve me with legal documents.
Keren's answer
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Answered on May 08, 2014
I've seen at least 2 other debt collectors pull this trick. One was a legit collection company and one was a scam.
As everyone else said,...
Archived
I received a call from an an attorneys office they claim? Claiming they are filing a fraud charge against me in the state of az.
Keren's answer
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Answered on May 04, 2014
It depends. Did you lie or provide false information when you were applying for credit? If so, they may have a legitimate claim for fraud against...
Collection Agency Reporting Debt Without Validation, What Can Be Done?
Keren's answer
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Answered on May 04, 2014
Unless the debt is identified as disputed on your credit report, the debt collector is in violation of the Fair Debt Collection Practices Act...
Archived
Repayment of internet and in store loans
Keren's answer
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Answered on May 02, 2014
Are you dealing with the original pay day lenders or a debt collector? Either way, the person you spoke to lied. You don't go to jail for owing...
Archived
Can a debt collector charge interest or fees if the original creditor did not?
Keren's answer
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Answered on May 02, 2014
I'm sorry to ask such an obvious question, but, were you in default when the mortgage was passed to the new loan servicer?
As for the...
Archived
What does a consent judgment against myself really means? by signing,will my wages be garnish.
Keren's answer
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Answered on April 11, 2014
Typically, a collection company will request either (1) payment of the debt upfront or (2) execution of a consent judgment plus payment of the debt...
Archived
Can a collection agency charge interest?
Keren's answer
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Answered on March 20, 2014
We need to know more about the debt. If it's from a one time service, which has a single bill, it might be subject to interest as set forth in NRS...
Archived
How much interest can a debt collector charge me ?
Keren's answer
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Answered on March 17, 2014
I agree with Mr. Brewer. Check your bank application/contract. It should explain the amount of interest they can charge if you default on the...
Archived
Can a collection agency attempt to collect a debt that is more 8 years old?
Keren's answer
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Answered on March 17, 2014
A debt collector cannot sue you to enforce a time barred debt. However, they can still pester you with calls and letters.
Archived
How do I tell if this debt call was a scam?
Keren's answer
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Answered on March 14, 2014
Did they send the collection letter/email? If so, that would help us identify who they are and if they're legit.
If they are a legit debt...
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