A collections agency is reporting an already-paid bill to the credit bureaus.

You need to dispute the debt with the credit reporting agencies (TransUnion, Experian and Equifax) in writing, sent certified mail, return receipt...

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Improper venue issue-Debt Collection Suit

Pursuant to the FDCPA, a lawsuit against a debtor (for breach of contract) must be brought either in the judicial district in which the contract...

Are the collection agency's actions below in violation of truth in caller id act or FDCPA?

Threatening to garnish your wages and then not doing it is a violation of the FDCPA. However, you only have 1 year from the date of the violation...

Is this payday loan debt settlement legit or a scam?

I agree with everyone else. Don't pay Mr. Goldstein. If you're really concerned about it, you can contact CashNet and pay them directly. You...

As everyone else noted, you do not go to jail for owing debt. While check fraud is a criminal offense, writing a check for a payday lender doesn't...

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Lawyer/Collector file a petition for Judgment 3 days after they signed for my letter of dispute, is this in violation of FDCPA?

You're right, the debt collection company was required to cease collection attempts until they validate the debt. That they didn't is a violation...

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What should I do with a consent to judgment form from Midland LLC against me for 3700 but I dont know where this bill is from

If you sign a consent to judgment, it means you agree you owe the amount Midland says you owe. You shouldn't sign it if you're not sure you...

Once a debt collector obtains a judgment against you, it can: garnish your wages, lien your house, and take non-exempted money out of your bank...

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Creditor & hospital wouldn't stop billing us even though it's already paid in full. What to do?

You need to dispute the debt with the credit reporting agency (e.g. Transunion, Experian, Equifax) that is reporting the debt. Go to their...

Can a debtor contact you at work (initial contact) and tell you: you have 72 hours before we file a lawsuit ..settle with us"?

Pursuant to the Fair Debt Collection Practices Act (FDCPA), a debt collector is not allowed to disclose your debt to a third party. So if the debt...