What to do about collection for debt paid in full on payday loan 4 years ago?

That it's past the statute of limitations means they can't file a lawsuit to collect the debt. But they can still try to collect and credit report...

Are attorney documents with fake signatures "signed" with a computer Word Processor font violating FDCPA?

Does the letter say you're going to be sued? Or is it "just" a collection letter? If "just" a collection letter, does it have a disclaimer...

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Do collection agencies have bona-fied legal right to collect full amount on junk debt they purchased for pennies on the dollar

Generally yes, you have to pay a debt that was properly sold by your creditor to a debt collection company. Most creditor contracts (e.g a...

I'm from NV & was backed up with my student loans, credit cards, payday loans & med, Can I include my student loan in bk?

As an attorney that sues misbehaving debt collectors, I can't comment on the bankruptcy issues, but you might be able to make some money at the...

Rather than focus on privity of contract, you should focus on whether the debt collector has actually been assigned the debt such that it can file...

I need an aggressive FDCPA/Rosenthal atty in California

The collection agency is in violation of the Fair Debt Collection Practices Act and likely the California Rosenthal Act. You need to file a...

After confirming the debt is indeed time-barred, you should definitely contact the collection attorney. They are in violation of the Fair Debt...

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My credit report say Payment after charge off/collection Settled - less than full balance i am a victim of identity theft

Under the Fair Credit Reporting Act, a credit reporting agency is required to provide you evidence of their investigation if you follow the proper...

Can a debt collector attempt to collect money on an account I had over 10 years ago? Is Obrien, Wexler $ Assoc a legitimate firm

A collection company can generally try to collect an old debt, but they can't necessarily sue you for it. We'd need to know the type of debt you...

A credit agency has placed a bad mark on my credit report for a bill that is not mine. I've contacted them and they refused to

Jim, Under the Fair Debt Collection Practices Act ("FDCPA"), a consumer has 30 days from receipt of the initial collection letter to dispute...